Flexibility
Authorized limit
Speed and agility
Reusable amount
To offer you maximum flexibility
With interest and no fees: cost structure based on interest on the amount used, with no opening fee. In other words, you won't have to pay anything for the line of credit, only for the money you actually need to use at any given time.(1)
There are other types of financing available; please consult your advisor at your nearest branch.
Line of Credit
Confirming
SME Loan
(1) Assumptions for the calculation of the APR (6.43%): maximum credit amount considered fully drawn at the time of formalization on 01/08/2025 and repaid within the 3 months following the drawdown, through the payment of 3 equal monthly installments of principal and interest: €10,000.00. Total credit term: 12 months. Repayment period for the drawdown: 3 months. Nominal interest rate: 6.3%. Opening fee: €0. Total amount owed: €10,105.18. Total cost of credit: €105.18. Interest: €105.18. Principal and interest installments: first payment: €3,368.39, second payment: €3,368.40, and a final payment of €3,368.39. The availability fee is expressly excluded from the calculation because it does not exist. We have assumed that the rates, fees, and expenses remain unchanged throughout the duration of the contract at the level set in the initial period.