Programa Servicios ABANCA

Recompensamos tu confianza.

Cumple unos requisitos muy sencillos y ahorra en el pago de los servicios bancarios más habituales.

Many of our clients already benefit from the ABANCA Services Program, automatically and without doing anything. How can you do it too? As long as you meet some very simple requirements that we explain below, you won't pay for the most common banking operations and services: account maintenance and administration fees, transfers, ATM withdrawals, cards, checks…

It's our way of thanking you for your trust. On our part, we maintain our commitment to continue working with the goal of offering the best service and highest quality to all our clients.

Check your case

Level Requirements Account administration and maintenance fee Debit/Credit Card(3) Cash withdrawal at ATMs with debit card National and EU transfers in euros, non-urgent Deposit of national checks in euros Other benefits

Plus

If you have:

  • Average monthly sight balance of at least €500 attributed to each holder
  • You have one of the direct debits at ABANCA and (1)
  • You have one of the products at ABANCA (2)
Account administration and maintenance fee

€0

Debit/Credit Card (3)

€0
If 24 purchases are made in the 12 months prior to the charge. Self-employed: 1 debit or credit card. Microenterprises: 1 credit card.

Cash withdrawal at ATMs with debit card

Standard conditions of the Entity apply (4)

National and EU transfers in euros, non-urgent

€0
Individual non-urgent SEPA transfers via online banking, mobile banking, standing order, and file

Deposit of national checks in euros

€0

Other benefits
  • Payroll payment through online banking and file
  • Deposit Only Card

Premium

If you have:

  • Average monthly sight balance of at least €500 attributed to each holder
  • You have one of the direct debits at ABANCA and (1)
  • You have two of the products at ABANCA (2)
Account administration and maintenance fee

€0

Debit/Credit Card (3)

€0
Self-employed: 1 debit card and 1 credit card. Microenterprises: 1 credit card.

Cash withdrawal at ATMs with debit card

€0
At all ABANCA ATMs. Outside Galicia, at Euro 6000, Euronet, Sabadell, Bankinter, Caja de Arquitectos, Caja Ingenieros, Euro Automatic Cash and Banca March ATMs. Outside Spain, at any ATM (5)

National and EU transfers in euros, non-urgent

€0
through any channel

Deposit of national checks in euros

€0

Other benefits
  • Payroll payment through online banking and file
  • Deposit Only Card
  • Discounted rate for bill collection management and for operations on your POS terminals
  • Notification service by SMS or email

(1) Direct debits at ABANCA

  • Social security for a minimum amount of €50 per month
  • Professional mutual insurance of at least €100 per month
  • Payment of at least 2 payrolls in the last month, for a total amount exceeding €600
  • Payment of taxes (forms 111, 130, 131, 200, 202, and 303), at least one tax in 2 of the last 6 months (check other forms in the terms)
  • Having the Common Agricultural Policy (CAP) aid direct debited and having received at least one payment in the last 12 calendar months

(2) Products at ABANCA

  • Be the holder of an average monthly balance in investment funds, securities, savings insurance or pension plans of at least €2,500 attributed to each holder.
  • Be the holder of an average monthly balance in credit products of at least €10,000 attributed to each holder
  • Be the holder of a POS terminal with billing over €6,000 in the last 12 months
  • Be the holder of a debit or credit card for Self-employed. In the case of Microenterprises, be the holder of a credit card. In both cases, with at least 24 purchases in the last 12 months or the proportional amount for the time elapsed since contracting.
  • Have an insurance brokered by ABANCA (6)
  • Maintain consolidated rights of at least €8,000 in individual pension plans at ABANCA or total contributions over €900 in the last 12 calendar months

(3) Benefit applicable to all brands and types of debit and credit cards regardless of the account to which they are linked, except for: Visa Platinum and Prepaid, Mastercard ABANCA Privada, transport/citizen wallet cards, toll card, and authorized debit card.

(4) 5 withdrawals per month at ATMs outside Galicia (Euro 6000, Euronet, Sabadell, Bankinter, Caja de Arquitectos, Caja Ingenieros, Euro Automatic Cash and Banca March). And all ABANCA ATMs.

(5) For clients residing in national territory. For withdrawals made outside Spain, some entities may apply a surcharge for using their ATMs. For withdrawals in currencies other than euro, the currency exchange fee established in the card contract will apply.

(6) No minimum premium, except for comprehensive card protection insurance and ON-OFF accident life insurance, which must have a minimum premium amount of €9 per month.