A Health Insurance that nails it

Sign up for your ABANCA Health Insurance and gain access to a wide team of specialists who care about what matters to you.
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With ABANCA Health Insurance, you choose who you want to be treated by

More than 59,000 specialists

+200 own clinics

250 own medical centers

24-hour medical care

We nail it in proximity. With ABANCA Health Insurance's Video Consultation and Telephone Consultation services, you have access to medical care 24/7. Specialists will be available wherever you want, whenever you want, right from your app.

Manage everything from your mobile

We nail it at digitalization. Forget waiting lists. Book an appointment directly with the specialist you need, from your Mi Sanitas + Blua app. You can also check your medical history, prescriptions, and test results.

50% Refund

We nail it at benefits. You can get a 50% reimbursement on pharmacy expenses. We will refund you up to €100 per year for each coverage per insured person.

Discover the types of ABANCA health insurance

-Health
ESENCIAL

Consultations with specialists within a wide medical network, including diagnostic tests and simple treatments that do not require hospital care.
Primary care
Medical specialties
Diagnostic means and simple treatments
Pregnancy and childbirth follow-up
Psychology and psychotherapy
Pharmacy reimbursement

Health
COMPLETO

Access a wide medical network and all the comprehensive coverage included in this health insurance policy for your peace of mind.
Primary care
Medical specialties
Diagnostic means and simple treatments
Pregnancy and childbirth follow-up
Psychology and psychotherapy
Diagnostic means and complex treatments
Emergency and ambulance services
Hospitalization and surgical procedures
Infertility treatments
Implants and prosthetics
Reimbursement for pharmacy, childhood vaccines, and optics

Health
REEMBOLSO

Accede a nuestro cuadro médico y acude libremente a cualquier profesional médico, de cuya factura te reembolsaremos un 80% hasta los límites incluidos en la póliza.
Primary care
Medical specialties
Diagnostic means and simple treatments
Pregnancy and childbirth follow-up
Psychology and psychotherapy
Diagnostic means and complex treatments
Emergency and ambulance services
Hospitalization and surgical procedures
Infertility treatments
Implants and prosthetics
Free choice of specialists
Reimbursement for pharmacy, childhood vaccines, and optics

Customize your health insurance: choose from the following coverages

Family Life Pack

Expand your health and wellness coverages and services so that both you and the youngest members of your household are cared for at all times.

Daily Life Pack

Enhance your peace of mind and that of your family with health, care, and wellness services specifically designed for your well-being.

60+ Pack

Enhance your peace of mind with health, care, and wellness services specifically designed for those over 60 years old.

Dental Assistance Plus

Expand the dental services included by default to further care for your well-being and dental health.

Medical Specialties Reimbursement

You can choose your doctor from various medical specialties, and we will reimburse 50% of consultations and diagnostic tests up to €100 per consultation.

Self-Employed & Payment Protection Pack

Includes special assistance and payment protection coverages for insurance fees, specifically for self-employed workers.

University of Navarra Clinic Supplement

This coverage allows you access to the services and professionals affiliated with the University of Navarra Clinic, located in Pamplona and Madrid.

Pay it month by month

And we also excel in flexibility. Because at ABANCA you can bundle your insurance policies and pay them in a single monthly bill with the Flat Rate Insurance Plan. That means you can split the payment of your insurance policies marketed by ABANCA, with no interest or fees (NIR 0%, 0% APR)*.

By adding more types of insurance to the Flat Rate Insurance Plan, you can save up to 7%. You can defer payment in two installments per year and you'll have a dedicated phone line for inquiries.

¿Tienes preguntas sobre el Seguro de Salud? Nosotros respuestas

DUDAS

Si traes tu seguro de salud de otra compañía te podrás beneficiar de una supresión de los períodos de carencia. Así, por ejemplo, si acreditas que has tenido cobertura de seguro durante más de 12 meses y estás al corriente de todos los pagos, no tendrás período de carencia. Solo se mantendrán los períodos de carencia en las siguientes coberturas: en el seguimiento del embarazo en la modalidad Esencial y el parto, la cirugía robótica y la reproducción asistida, en las modalidades de Completo y Reembolso. 

Si deseas cambiar de compañía, se recomienda avisar con al menos 2 meses de antelación. De este modo, ABANCA podrá gestionar el alta de la nueva póliza con suficiente tiempo , lo que te permitirá notificar la cancelación de tu póliza actual dentro del plazo establecido de 1 mes.

Además, recuerda que si traes tu Seguro Salud a ABANCA te podrás beneficiar de la Tarifa Plana de ABANCA SegurosIt will open in a new window, que incluye el fraccionamiento de las cuotas, el aplazamiento de hasta 2 meses en el pago, sin intereses ni comisiones, y unas bonificaciones que pueden llegar hasta un 7%.

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