Terms of Use of Our App

These General Terms of Use govern the download, registration, and use of the remote banking services application of ABANCA Corporación Bancaria S.A. (hereinafter, the “Application” or “App”) on any device compatible with the Application.

ABANCA Corporación Bancaria, S.A. reserves the right to modify, either wholly or partially and at any time, these General Terms of Use. You may consult the current General Terms of Use at any time, as they are available in the App.

GENERAL TERMS OF USE

1. Ownership and Acceptance.

ABANCA Corporación Bancaria S.A. (hereinafter, “ABANCA”), with registered office in Betanzos (A Coruña), at c/ Cantón Claudino Pita nº 2, C.P 15300, and CIF A-70302039, is a credit institution subject to the supervision of the Bank of Spain and registered in the Register of Banks and Bankers of the Bank of Spain with coding number 2080, and in the Commercial Registry of A Coruña, in volume 3426 of the General Section, folio 1, sheet C-47.803, entry 1, which holds ownership of the Application, makes it available to users, and enables the provision of certain remote banking services through it.

Downloading the Application, as well as accessing its functionalities, is free of charge except for the connection and/or Internet browsing according to the rate you have contracted.

By downloading the App, you give your consent for the incorporation of a new access channel to your remote banking services under the terms provided in your remote banking contract, and you confirm that you have read, understood, and unreservedly accepted these General Terms of Use. You may read, print, download, and save the General Terms of Use at any time, as they will always be available in the App.

2. Industrial and Intellectual Property of the App.

Ownership of the App and the software and/or any technology that must be applied for ABANCA to provide its services through the App (hereinafter, the Technology) belongs to ABANCA or to third-party licensors.

ABANCA grants you a free, personal, non-transferable, limited, non-exclusive license to use the Technology, available after acceptance of these General Terms of Use. Such use includes the total or partial reproduction of the Technology exclusively through its use, download, execution, and display on a device.

Likewise, all content included in the App, including, without limitation, any copyright, design rights, logos, trade names, trademarks, Internet domain names, moral rights, source codes, reports, drawings, and any other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world are protected by the industrial and intellectual property rights of ABANCA or of third-party holders who have authorized their inclusion in the App. Therefore, any use or reproduction of such trademarks, trade names, designs, texts, photographs, logos, icons, and other signs or elements susceptible to industrial or commercial use is expressly prohibited without the express written consent of ABANCA.

Regarding the content upload functionalities (e.g., information, documentation, images) available in the App (e.g., chat, profile photo, etc.), you guarantee that the data, photographs, graphic representations, as well as any content you provide to us through the App (hereinafter, the “Content”), belong to you or you have obtained consent from the holders or a license to use them.

That is, you are fully responsible for the Content and you agree not to upload or provide ABANCA through the App with any Content that is contrary to the law, morality, public order, or these General Terms of Use. The Content may also not contain personal data about third parties that would require the consent of the rights holder.

ABANCA disclaims all responsibility regarding the Content and may remove such content from the App or delete it if, in its opinion, or due to third-party complaints, such Content infringes the rights of third parties or these General Terms of Use. You will be directly liable to any third party for any damages that may arise as a result of non-compliance with these obligations.

ABANCA reserves the right to take any legal action available to it, as well as to claim damages caused by non-compliance with the provisions of this section.

3. Disclaimer of Liability

By using the App, you acknowledge and accept that the use of the App and its services is carried out under your sole and exclusive responsibility. ABANCA does not grant any warranty nor is it responsible, in any case, for damages of any kind that may arise from the use or installation of the Technology on your device. ABANCA is not responsible for any unlawful, negligent, fraudulent use of the Technology, or use contrary to these General Terms of Use or to good faith.

4. Your Conduct Obligations in the App

By using the App, you agree to do so diligently, correctly, and lawfully, and, consequently, it is prohibited to: - Use the contents of the App for purposes or effects contrary to the law, morality, generally accepted good customs, or public order. - Use computer viruses or any other code, file, or program designed or intended to interrupt, damage, or limit the operation of any software, hardware, or telecommunications equipment, or to damage or gain unauthorized access to the data or other information of any third party. - Any attempt to test the vulnerability of any ABANCA system or network or to violate any security or authentication measure. - Forge or alter any information in the App.

5. Processing of Personal Data

Regarding the processing of your personal data, ABANCA may process your data to achieve all the purposes informed in the Client File you have signed, as well as in ABANCA’s privacy policy published both in the APP and on the ABANCA website www.abanca.com/es/legal/politica-privacidad, depending on the legal basis specified for each purpose, including those purposes for which, where applicable, you have given your consent if such consent is necessary in accordance with the applicable data protection regulations.

6. Security

ABANCA reserves the right to remove, limit, or prevent access to the App or its functionalities and/or to deactivate passwords, and, in general, to block them, for objectively justified reasons related to the security adopted for the proper functioning of the App or its functionalities and/or the suspicion of unauthorized or fraudulent use thereof.

ABANCA will inform you of the removal, limitation, blocking, or any action that implies preventing access to the App or its functionalities and/or deactivating passwords.

7. Modifications

ABANCA reserves the right to make, without prior notice, any modifications it deems appropriate to the App, being able to make changes both to the content and services provided through it and to the way in which they appear.

8. Applicable Law

These General Terms of Use shall be governed by Spanish law.