24h Eco Car Loan

We care about the environment and reward you for doing the same. If you choose an eco-friendly vehicle, take advantage of our special conditions.

Finance your electric or hybrid car

Under what conditions?

You can request between €6,000 and €60,000 in financing for the eco-friendly car you like the most.

Is it for me?

If you are going to buy an electric or plug-in hybrid vehicle, this loan is for you.

How long does it take?

We commit to responding to your request within 24 hours. The timeframe starts once you provide us with the documentation and we confirm its feasibility.

What is the best?

You won't have to pay an opening fee.

Improve the terms of your 24h eco car loan

If you direct deposit your salary

Or your social security contributions worth €600 or more, the interest on your loan will be reduced by 1.50%. If you don't have a salary, but you have monthly income of more than €600, the same conditions will apply to you.

If you take out a life insurance policy

Linked to the loan for 100% of the principal requested, with a minimum amount of €15,000. In addition to ensuring payment, your interest rate will be reduced by 0.75%.

Payment Protection Insurance

By taking out home or car insurance, or a single-premium payment protection insurance associated with the loan for 100% of the principal requested, you will reduce the nominal interest rate (TIN) of your loan by an additional 0.75%.

VISA Tú Credit Card

To formalize this loan, you will need to take out a VISA Tú credit card if you do not already have another ABANCA credit card, which you can cancel whenever you wish.

What do you need to apply for an eco-friendly car loan? Steps and conditions

Rellena nuestro formulario online

No te llevará más de 10 minutos

Nos pondremos en contacto contigo

Si la operación es viable, te pediremos alguna documentación

Firma el préstamo

De forma online o en tu oficina más cercana

Calculate your eco car loan

01
How much do you want to request?

You can request between €6,000 and €60,000. Keep in mind that you cannot request more than the cost of the vehicle you are going to finance.

We’ll get back to you within 24 hours.
Not a minute more.


Amount Term NIR APR Monthly installment Final installment Total amount payable Total cost of credit
Car loan without discount
6000€ 1 year (12 installments) 8,25% 13,30% 522,62€ 522,67€ 6.415,49€ 415,49€ (1)
12.000€ 4 years (48 installments) 8,25% 11,35% 294,37€ 294,05€ 14.834,44€ 2.834,44€ (2)
60.000€ 8 years (96 installments) 8,25% 9,10% 855,84€ 856,36€ 83.614,16€ 23.614,16€ (3)
Car loan with discount
6000€ 1 year (12 installments) 5,25% 19,51% 514,33€ 514,35€ 6.573,26€ 573,26€ (4)
12.000€ 4 years (48 installments) 5,25% 15,42% 277,71€ 277,83€ 15.423,26€ 3.423,26€ (5)
60.000€ 8 years (96 installments) 5,25% 9,27% 766,76€ 766,39€ 81.502,68€ 21.502,68€ (6)

The APR for this loan is calculated under the assumption that the transaction is formalized on the first day of the month, and may vary from 9,10% to 19,51% depending on the amount, term, interest rate, and date of formalization. The amortization system is EPC (French or fixed installment).

What fees and commissions are included in this loan?

(1) These 415,49€ include all incurred expenses: 271,49€ in interest, and 36€ per quarter for the maintenance fee of the associated account.

(2) These 2.834,44€ include all incurred expenses: 2.129,44€ in interest; 36€ per quarter for the maintenance fee of the associated account, and 43€ annually for the maintenance fee of the Visa Tú credit card.

(3) These 23.614,16€ include all incurred expenses: 22.161,16€ in interest; 36€ per quarter for the maintenance fee of the associated account, and 43€ annually for the maintenance fee of the Visa Tú credit card.

(4) These 573,26€ include all incurred expenses: 171,98€ in interest; 36€ per quarter for the maintenance fee of the associated account; 54,79€ for the life insurance premium, and 202,49€ for the payment protection insurance premium.

(5) These 3.423,26€ include all incurred expenses: 1.330,20€ in interest; 36€ per quarter for the maintenance fee of the associated account; 43€ annually for the maintenance fee of the Visa Tú credit card, 630€ for the life insurance premium, and 758,06€ for the payment protection insurance premium.

(6) These 21.502,68€ include all incurred expenses: 13.608,59€ in interest; 36€ per quarter for the maintenance fee of the associated account; 43€ annually for the maintenance fee of the Visa Tú credit card; 1853,08€ for the life insurance premium, and 4588,01€ for the payment protection insurance premium.

Insurance for you and your electric or hybrid car

If you're going to buy a car, you need insurance! With our Copiloto Car Insurance you can customize the coverage that best suits you. Whether you have a family, a pet, whether you travel a lot or a little… We have a car insurance policy just the way you would have made it.

Do you have questions? We have answers

DUDAS

Para que estudiemos tu crédito nos tienes que traer unos documentos básicos, y nos hemos esforzado para que sean los menos posibles.

Si optas por el Préstamo Auto 24h o la modalidad de préstamo personal del Préstamo 24h, y eres ya cliente nuestro y tienes tu nómina domiciliada en ABANCA, solo nos tienes que traer:

  • tu última nómina
  • o tu último resumen anual de IVA, si eres autónomo y no tienes nómina.
  • tu última declaración de la renta (IRPF)
  • los últimos tres recibos de los préstamos que tengas concedidos en otras entidades.

Si aún no eres cliente de ABANCA, o si lo eres pero no tienes tu nómina domiciliada, vamos a necesitar también tu nómina y tus declaraciones tributarias, los recibos de los préstamos en otras entidades y además:

  • tu documento de identidad, sea DNI, NIE o pasaporte
  • un extracto bancario del último trimestre de todas las cuentas que tengas abiertas en otras entidades.

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