ABANCA 360 Wallet

An innovative investment solution that combines an interest-bearing checking account with a low-risk investment fund portfolio.

Inversiones gestionadas por nuestros expertos

Nuestro equipo de profesionales expertos en mercados e inversión se encargan del 100% de la gestión de tu cartera de fondos de inversión.

Contamos con un modelo de inversión propio que combina una estrategia avanzada y personalizada para generar propuestas de inversión adaptadas al perfil de cada cliente. Es importante tener en cuenta que los productos contratados en este servicio son fondos de inversión que conllevan riesgos y pueden suponer pérdidas en el capital invertido.

Te explicamos todos los detalles de la estrategia Alpha 360

Get a 2% Bonus

Enjoy a 2% cash bonus on the contributed amount, with a maximum bonus limit of €6,000. You must make a new investment of at least €60,000, with a commitment to remain for 30 months. Promotion valid until June 30, 2026!

Promotion terms and conditions

ABANCA 360 Portfolio: Investment Strategy

These portfolios feature a diversified investment through a selection of investment funds managed by ABANCA Asset Management.

They include ABANCA passive management investment funds that replicate indices. The portfolios also combine investments in different funds by asset type, geography, or theme. At least 75% of the portfolio will be invested in investment funds that promote environmental, social characteristics, or have a sustainable or impact investment objective.

Let's talk about your future

If you believe that the ABANCA 360 Portfolio aligns with your investment objectives, our team of managers is at your disposal to provide you with all the information you need, with no obligation.

Portfolio Features

Investor Profile

Available for Conservative (VaR* ≤ 5%), Moderate (VaR* ≤ 10%), and Decisive (VaR* ≤ 15%) risk profiles. The Portfolio composition is established under the MiFID II regulations.

Time Horizon

Recommended for a medium-term investment horizon (3 years for Conservative/Moderate) or long-term (5 years for Decided).

Initial Capital

Accessible with an initial investment starting from €20,000.

Smart Investing

Our Smart Investing model combines the experience of our human team and artificial intelligence

(*) VaR: Value at Risk, annual at 95% confidence. It is a risk management measure whose figure indicates the maximum expected loss over one year with 95% confidence.
Remember that you can access your investment by requesting a partial or total cancellation of the service. Please note that the reimbursement of shares in investment funds will take a few days from the time you request it. If you cancel the service before the recommended time horizons, the risk of losing the invested capital may increase.
See the full information on the risks of investment products and other features at the bottom of the page

We adapt to you

All our investment decisions are supported by our proprietary model, Alpha360. This system combines the power of algorithms and artificial intelligence with the expertise of our human team to analyze markets, assess assets, and build diversified portfolios aligned with your objectives.

Portfolio Fees

Our ABANCA 360 Portfolio has a fixed annual management fee based on the Portfolio profile:

  • Conservative Profile: 0.85% per year on managed assets (which is equivalent to 1.03% VAT included).
  • Moderate Profile: 0.95% per year on managed assets (1.15% VAT included).
  • Decided Profile: 1% fixed per year on managed assets (1.21% VAT included).

    In addition, you must add the inherent costs of the funds in which you invest.

Smart decisions start by listening

That's why we present to you our Smart Investment podcast, where we talk with savings and investment experts through Finect Talks. Don't miss a single episode!

Regarding information on the main features and risks of investment funds, this can be found in the explanatory prospectus and in the Key Investor Information Document (KIID) for the fund, which is available to you, along with the rest of the required legal documentation, at the branches, at the Management Company, as well as on the CNMV website and on this website.

ABANCA Corporación Bancaria S.A. (ABANCA) warns that all information published in this section has been prepared by ABANCA, using third-party sources for certain content, and has been prepared without taking into account the user's personal and specific information. Therefore, under no circumstances does it represent an opinion, estimate, prediction, recommendation, or investment advice from ABANCA or third parties.

The information is provided exclusively for informational and advertising purposes and should not be considered a determining factor for the investor's decision-making. ABANCA will not be liable for any direct or indirect losses caused by the use of the information presented here. The reproduction or distribution of the information contained herein by any means is strictly prohibited without prior authorization from ABANCA.

The acquisition of financial instruments involves various types of risks that must be assumed by the investor and may result in losses of the invested capital, including the possibility of total loss of the invested capital. You may access your investment by redeeming your shares in the investment funds within a few days, accepting any potential gains or losses.

It is important to consider the portfolio's time horizon, as requesting the cancellation of the service before the recommended horizon ends may involve assuming a higher risk of loss of the invested capital.

The nature and scope of the risk will depend on the type of instrument. In summary, the main risks an investor must assume are: price risk, currency risk, credit risk, interest rate risk, and liquidity risk. Other risks arise from various sources and circumstances: political, economic, and social environments in general.

Find all the information about ABANCA's responsible and sustainable banking model, as well as about the Responsible Investment Policy and Integration of Sustainability Risks

Promotion conditions: Offer valid until June 30 for contributions to new Discretionary Portfolio Management Contracts opened up to thirty days before joining the promotion, through cash contributions that represent an increase in the client's overall position at ABANCA in accordance with the promotion conditions. A cash bonus of 2% of the amount raised will be paid, provided that the total minimum committed entry amount ("Minimum amount") is reached, with a maximum bonus of €6,000. Minimum investment of €20,000 for ABANCA 360 Portfolio and €60,000 for ABANCA Equilibrio, ABANCA Responsible, and ABANCA Futuro Portfolios, with a commitment to remain for 30 months.