ABANCA Balanced Portfolio
Investments managed by our experts
Our team of professionals, experts in markets and investment, take care of 100% of the management of your investment fund portfolio.
We have our own investment model, Alpha 360, which combines an advanced and personalized strategy to generate investment proposals tailored to each client's profile. It is important to note that the products contracted in this service are investment funds that carry risks and may result in losses of the invested capital.
Get a 2% Bonus
Enjoy a 2% cash bonus on the amount contributed, with a maximum bonus limit of €6,000. You must make a new investment of at least €60,000, with a commitment to stay for 30 months. Promotion valid until December 31, 2026!
ABANCA Balance Portfolio: Investment Strategy
The ABANCA Balance Portfolio strategy consists of tactically adapting your investment to the four main phases of the economic cycle (prosperity, recession, inflation, and deflation).
Our experts identify the current phase of the cycle and build a balanced investment portfolio, weighting 4 asset blocks according to the key variables of growth and inflation, seeking the best combination to take advantage of market opportunities in any environment and achieve long-term balance.
Features of the ABANCA Futuro Portfolio
Investor Profile
Time Horizon
Initial Capital
Smart Investment
(*) VaR: Annual Value at Risk at 95% confidence. It is a risk management measure whose figure indicates the maximum expected loss over one year with 95% confidence.
Remember that you can access your investment by requesting a partial reduction of the managed portfolio or a total cancellation of the service. Please note that the redemption of shares in investment funds will take a few days from the moment you request it. If you cancel the service before the recommended time horizons, the risk of losing the invested capital may increase.
See the full information about the risks of investment products and other features at the bottom of the page
We adapt to you
Portfolio Fees
For the Discretionary Portfolio Management service, you can choose between two types of fees. In both cases, you must add the inherent costs of the funds in which you invest, although you gain access to "clean classes" with lower fees, as they eliminate hidden commissions from intermediaries.
Fees will be increased by the applicable VAT. The maximum cost of the service is:
- Fixed Rate: A maximum of 0.95% per year on managed assets (which equals 1.15% including VAT).
- Mixed Rate: A maximum of 0.80% fixed per year (0.97% including VAT), plus a variable fee of 10% on capital gains (12.1% including VAT).
Let's talk about your future
If you believe that the ABANCA Equilibrio Portfolio aligns with your investment goals, our team of managers is at your disposal to provide you with all the information you need, with no obligation.
ABANCA Portfolios
Smart decisions start by listening
ABANCA Corporación Bancaria S.A. (ABANCA) warns that all information published in this section has been prepared by ABANCA, using third-party sources for certain content, and has been created without taking into account the user's personal and specific information. Therefore, under no circumstances does it represent an opinion, estimate, prediction, recommendation, or investment advice from ABANCA or third parties.
The information is provided exclusively for informational and advertising purposes and should not be considered a determining factor for the investor's decision-making. ABANCA will not be liable for any direct or indirect losses caused by the use of the information presented here. The reproduction or distribution of the information contained herein by any means is strictly prohibited without prior authorization from ABANCA.
The acquisition of financial instruments involves various types of risks that must be assumed by the investor and may result in losses of the capital invested by the investor, including the possibility of a total loss of the invested capital. You may access your investment by redeeming your shares in investment funds within a few days, assuming any potential gains or losses.
It is important to consider the investment portfolio's time horizon, as requesting the cancellation of the service before the recommended horizon ends may mean assuming a higher risk of loss of the invested capital.
The nature and scope of the risk will depend on the type of instrument. In summary, the main risks an investor must assume are: price risk, currency risk, credit risk, interest rate risk, and liquidity risk. Other risks may arise from a wide variety of sources and circumstances: political, economic, and social environments in general.
Information on the main characteristics and risks of investment funds can be found in the prospectus and in the Key Investor Information Document (KIID) for the fund, which is available to you along with the rest of the required legal documentation at branches, at the Management Company, as well as on the CNMV website and on this website.
Promotion conditions: Offer valid until December 31, 2026 for contributions to new Discretionary Portfolio Management Contracts opened up to thirty days before joining the promotion, through cash contributions that represent an increase in the client's overall position in ABANCA in accordance with the promotion's conditions. A cash payment of 2% of the amount raised will be made, provided that the minimum total committed entry amount ("Minimum amount") is reached, with a maximum bonus of €6,000. Minimum investment and maintenance of €20,000 in the case of ABANCA 360 Portfolio and €60,000 for the ABANCA Equilibrio, ABANCA Responsable, and ABANCA Futuro Portfolios, with a commitment to remain for 30 months.