Flexibility for your purchases
The Visa Tú credit card and the ABANCA app are all you need to organize your purchases.
Pay at the end of the month? Or maybe little by little, over several months? Split a single purchase or all of them? Or perhaps you want to choose your own monthly payment.
If you pay, you choose how to do it.

Everything from your mobile
- Turn your card on and off
- Set spending limits for online purchases or cash withdrawals
- Withdraw cash on credit or debit, you choose
- Receive instant notifications for every purchase

Whether it's for all your purchases or for your individual expenses.
How much money do you need?
Tell us how much you want to pay with the card. Based on that amount and how much you want to pay each month, we provide a simulation of how much you would pay in total and for how long.
How much do you want to pay each month?
We need you to tell us how you want to repay the card expenses each month. You can choose to pay a higher amount, a medium amount, a lower amount, or customize it to your liking. Keep in mind that a higher monthly payment means you will finish repaying the card debt sooner and pay less interest. Conversely, a lower monthly payment means increasing the number of months you will be paying and the total interest applied. This simulator allows you to study the cost of each alternative and choose the one that best suits you. The last two monthly payments may be different because they correspond to the payment of the remaining principal and its corresponding interest.
How did we calculate this simulation?
We calculated the simulation assuming you make a purchase today for the amount you indicated and that you will repay it according to the monthly payment you selected. We assume you will not make any further transactions with the card and that you will pay all monthly payments on time. In each settlement period, we calculated the daily average balance of the card's principal debt and applied the interest rate for this type of card. We have also included, where applicable, the card issuance/maintenance fee. With all this, we have obtained the interest and fee costs indicated and calculated the corresponding APR.
This is an indicative simulation of what you would pay for a transaction with the characteristics you have specified, based on the information you have provided. The simulation does not imply that ABANCA must grant you a credit card. If you eventually contract a credit card, its conditions may differ from those of this simulation if we have additional information about your preferences or financial conditions.
From splitting an unexpected payment to saving on your daily purchases. We make it easy for you to take advantage of all its benefits.
Splitting purchases is very simple
- Open the app, go to your credit card, and select the purchase you want to defer.
- Click on Manage payment.
- Select the Defer your purchases option and choose how many months you want to pay over.

And many more advantages
With the Visa Tú card you will have:
- Discounts at gas stations: 4% at all Galp service stations participating in this promotion. See terms and conditions.View PDF file
- Discounts and cashback at hotels, travel, and other establishments through the EURO 6000 Plus program. Just for using your card! See benefits.

Just by paying with this credit card, you already have coverages linked to the card(2), completely free of charge.
¿Tienes preguntas? Nosotros respuestas
Questions
La tarjeta Tú te permite retirar dinero en cajeros de todo el mundo, tanto a débito como a crédito. Solo tienes que seleccionar la opción que más te convenga en cada retirada. Cuando el cajero no permita seleccionar, la operación se realizará siempre a débito.
Consulta aquí los cajeros de España donde sacar dinero a débito sin que te cobren comisiones.
En el extranjero, se te aplicará una comisión de 2€ dentro de la zona euro y un 4% (con un mínimo de 4€) fuera de la zona euro. Algunas entidades podrán aplicar una tasa de recargo por el uso de sus cajeros. En las disposiciones en moneda diferente al euro se aplicará la comisión de cambio de divisa establecida en el contrato de la tarjeta.
Ventajas para clientes del nivel premium del Programa Servicios ABANCA: Si eres premium podrás sacar dinero a débito sin coste (sin comisión), en cualquiera de los adheridos al acuerdo entre red Euro 6000, ING, Euronet, Banco Sabadell, Bankinter, Caja de Arquitectos, Caja de Ingenieros, Euro Automatic Cash y Banca March fuera de Galicia, así como en todos los cajeros fuera de España.
Con tu tarjeta Tú, que es una tarjeta de crédito con pago a fin de mes, puedes retirar dinero a débito en cualquier cajero automático como si fuese una tarjeta de débito. Sin embargo, esta opción solo está habilitada para cajeros, y si pagas en establecimientos comerciales físicos o virtuales, lo harás a crédito.
No obstante, si realizas una compra a crédito con tu tarjeta Tú, puedes hacer una amortización inmediatamente desde tu cuenta corriente, a través de banca móvil y electrónica con lo cual la compra puede convertirse prácticamente en una operación a débito.
Documentation
¿Quieres saber más de la tarjeta Tú? Aquí tienes toda la información bajo los estándares de la Unión Europea (INE)
View PDF file in a new windowCheck the coverage of the accident insurance and travel assistance you enjoy with your card.
View PDF file in a new windowY también las coberturas del seguro por robo, hurto y daño accidental de compras del que te beneficias con la tarjeta.
View PDF file in a new windowCheck all the general preliminary information about payment services.
View PDF file in a new windowCalculate the due date of the last installment of a revolving card (Bank of Spain)
You will be redirected to another website and it will open in a new windowMore information about how revolving credit cards work (Bank of Spain)
You will be redirected to another website and it will open in a new windowMás información
It will open in a new windowOn the blog
(1) Representative example for a purchase of €1,500 to be paid over 48 months under the fixed revolving installment modality. 12.85% NIR (19.31% APR). You would pay €40.13 each month, except for the months in which the card issuance or maintenance fee (€43) also applies, in which case the payment will be €83.13. The total amount you would end up paying would be €2,098.17, of which €426.17 would be interest and €172 would be issuance or maintenance fees. The total cost of the financing would be €598.17. The card maintenance fee may be waived if you meet the requirements of the ABANCA service program or reach the required purchase turnover as stated in the card conditions. This example is merely representative and does not correspond to the terms agreed upon in the card contract, which will govern the settlement of transactions. You can choose the fixed monthly installment you wish to pay starting from 2% of your card's credit limit, with a minimum of €30, which will be the amount you pay regardless of what you have spent that month, and you may repay any part of the debt you wish, even the full amount, at any time and at no cost. The repayment system for this revolving card is called Partial Repayment with Fixed Installment: on each monthly settlement date, you will pay the same amount every month, which includes the payment of interest corresponding to the settlement period and the portion of the principal repayment up to the chosen installment amount.
(2) Check the coverage of the accident and travel assistance insuranceView PDF file and the insurance for theft, robbery, and accidental damage to purchases.View PDF file







