Become a customer

Tú Card

Manage all your payments easily, securely, and 100% digitally with the ABANCA app.

Flexibility for your purchases

The Visa Tú credit card and the ABANCA app are all you need to organize your purchases.

Pay at the end of the month? Or maybe little by little, over several months? Split a single purchase or all of them? Or perhaps you want to choose your own monthly payment.

If you pay, you choose how to do it.

Everything from your mobile

  • Turn your card on and off
  • Set spending limits for online purchases or cash withdrawals
  • Withdraw cash on credit or debit, you choose
  • Receive instant notifications for every purchase
You choose the payment method that suits you best

Whether it's for all your purchases or for your individual expenses.

End of the month

Accumulate all your purchases and pay at the end of the month. This is the default payment method, which you can change whenever you want.

Payment in installments

You can split your payments into 3, 6, 9, 10, or 12 months, directly from your app and without any explanations.

Fixed revolving fee

Pay a fixed fee every month (12.85% NIR, 19.31% APR (1)). Keep in mind that the more you spend, the longer it will take to pay back the money.
Simulate payment with fixed revolving installment

How much money do you need?

Tell us how much you want to pay with the card. Based on that amount and how much you want to pay each month, we provide a simulation of how much you would pay in total and for how long.

How much do you want to pay each month?

We need you to tell us how you want to repay the card expenses each month. You can choose to pay a higher amount, a medium amount, a lower amount, or customize it to your liking. Keep in mind that a higher monthly payment means you will finish repaying the card debt sooner and pay less interest. Conversely, a lower monthly payment means increasing the number of months you will be paying and the total interest applied. This simulator allows you to study the cost of each alternative and choose the one that best suits you. The last two monthly payments may be different because they correspond to the payment of the remaining principal and its corresponding interest.

100
€/month
8
Debt
Interests
Commissions
Annual Percentage Rate (APR)
200
€/month
16
Debt
Interests
Commissions
Annual Percentage Rate (APR)
300
€/month
24
Debt
Interests
Commissions
Annual Percentage Rate (APR)
€/month
Debt
Interests
Commissions
Annual Percentage Rate (APR)

How did we calculate this simulation?

We calculated the simulation assuming you make a purchase today for the amount you indicated and that you will repay it according to the monthly payment you selected. We assume you will not make any further transactions with the card and that you will pay all monthly payments on time. In each settlement period, we calculated the daily average balance of the card's principal debt and applied the interest rate for this type of card. We have also included, where applicable, the card issuance/maintenance fee. With all this, we have obtained the interest and fee costs indicated and calculated the corresponding APR.

This is an indicative simulation of what you would pay for a transaction with the characteristics you have specified, based on the information you have provided. The simulation does not imply that ABANCA must grant you a credit card. If you eventually contract a credit card, its conditions may differ from those of this simulation if we have additional information about your preferences or financial conditions.

Virtual cards, a secure way to shop online

Create as many virtual cards as you need from the app, in just a few clicks and at no cost, and avoid giving out your card details when shopping online.
Make the most of your card

From splitting an unexpected payment to saving on your daily purchases. We make it easy for you to take advantage of all its benefits.

Splitting purchases is very simple

  1. Open the app, go to your credit card, and select the purchase you want to defer.
  2. Click on Manage payment.
  3. Select the Defer your purchases option and choose how many months you want to pay over.

And many more advantages

With the Visa Tú card you will have:

  • Discounts at gas stations: 4% at all Galp service stations participating in this promotion. See terms and conditions.View PDF file
  • Discounts and cashback at hotels, travel, and other establishments through the EURO 6000 Plus program. Just for using your card! See benefits.
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7 out of 10 new customers recommend us

Discover why more and more people are choosing us to manage their money.
Free insurance for your trips and purchases

Just by paying with this credit card, you already have coverages linked to the card(2), completely free of charge.

Public Transport Accident Insurance

On public transport, when the ticket has been purchased with the credit card.

Insurance for Fraudulent Use of Your Card

You are covered for fraudulent use of your card in case you lose it or it is stolen.

Travel Assistance Insurance

You will be protected against delays, loss and damage to luggage, cancellation due to strike, etc.

Purchase Theft Insurance

If an item you paid for with your Tú card is stolen and no more than 90 days have passed since the purchase, we will refund the amount.

Purchase Damage Insurance

If, by accident, a product you bought with the card in the last 90 days is damaged, we will refund its value up to €3,000.

Security you can feel, not just think about

Your money is where it should be: protected, safe, and under your control. Our ABANCA Key technology adds extra layers of security to every transaction from your app.

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Questions

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