Life Insurance
The peace of mind of knowing your loved ones will be okay
Your family, the most important thing
Personalized
Loans and credits
Pay it month by month
ON - OFF
Socially committed
Think of Those Who Think of You the Most
Our life insurance is tailor-made; we calculate the recommended coverage amount by taking into account all your family’s future needs and plans. Plus, you decide if you need extra protection in case of accidents—you can turn this coverage on and off whenever you want. Because we want to help you protect those who care about you the most.
You’ll be protected in the event of a serious illness or total permanent disability, and we’ll help you maintain your standard of living or cover the necessary expenses to make your new situation more manageable.
And in the event of death, your family or the beneficiary you choose could continue to carry out all the plans you had made, such as your children’s education or paying off debts…
Everything you need in your life insurance and more optional coverages
Our ABANCA Life Insurance allows you to choose the options that best suit your needs and those of your loved ones:
- Death from any cause
- Advance payment of capital for inheritance tax settlement
- Cancellation of outstanding Flat Rate installments, credit card balances, and overdrafts. Up to €3,000
- Second medical opinion and medical management
- Death by accident
- Permanent and absolute disability
- Permanent and absolute disability due to accident
- Critical illnesses
- Breast cancer
- Accidental death
What amount should you insure?
We will help you calculate the amount you should insure for your family's peace of mind. This will vary depending on your current situation and some variables, such as whether you have children in school, if you are the main breadwinner, or if you have any type of personal loan. One of our specialized advisors will be waiting for you at your nearest ABANCA branch to find out the best solution for you. In addition, the more years you take out your insurance for, the more competitive a price we can offer you.
Do you have children studying
You generate most of the family income
Do you have a mortgage or any personal loan
Get €30 when you take out your insurance now
Because your peace of mind and that of your loved ones comes first. If you became a customer in 2025 or 2026 and take out your ABANCA Life Insurance with Flat Rate Insurance before 31 de diciembre de 2026, you not only gain security, but you also get €30 directly into your account, to spend on whatever you want!
Pay your insurance month by month
Group the payment of your insurance policies into a single bill with the Flat Rate Insurance. Whether you have one or several, you can pay them month by month with no interest or fees (0% APR, 0% NIR).
For example, if the annual premiums of your insurance policies add up to €1,500, you will pay twelve monthly installments of €125. The total amount owed would be €1,500. You can save up to 7% and you will have a dedicated phone line for inquiries and the possibility to defer two payments per year.
This is insurance the way you would have made it
All ABANCA Seguros policies are like this, as if each person made their own. So you can find exactly the insurance you need.
Subject to the subscription conditions of the insurance company.
Regarding the ON-OFF coverage, you can activate and deactivate it as needed. The cost will not be charged when it is turned off. It can be activated and deactivated from your ABANCA app. Pay only for the days the insurance is activated, with monthly billing.
Broker: ABANCA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO S.L., tied bancassurance operator, with registered office at Avenida de la Marina 1, 4th floor, A Coruña, and with CIF B-70049630, registered in the Commercial Registry of A Coruña, Volume 3092, Folio 73, Sheet C-38698 and in the Special Administrative Register of Insurance Brokers of the Directorate General of Insurance and Pension Funds with number OV-0044. Insurer: ABANCA VIDA Y PENSIONES DE SEGUROS Y REASEGUROS S.A. (SOLE SHAREHOLDER COMPANY) CIF: A-15140387. Registered in the Commercial Registry of A Coruña, volume 607 of the archive, book 335, section 3, folio 123, sheet 3694, entry 1. Registered office: Avenida de la Marina 1, 3rd floor, 15001, A Coruña.
The broker has Civil Liability Insurance and the Financial Capacity required by the current insurance distribution regulations. Check the insurers with which the broker has an agency agreement.
You can consult the general conditions of the insurance hereView PDF file or at any ABANCA branch.
About the Flat Rate Insurance. Financing offered by ABANCA Corporación, S.A. The bonus will be up to 7% for insurance exclusively marketed by ABANCA belonging to the following types: life risk, home, health, funeral, accident, and car. The bonus depends on the number of types of insurance contracted. Insurance linked to active operations formalized with ABANCA or payment protection insurance will not be eligible for the bonus. Check the general conditions of the Flat Rate InsuranceView PDF file. Insurer: ABANCA VIDA Y PENSIONES DE SEGUROS Y REASEGUROS S.A. (SOLE SHAREHOLDER COMPANY) CIF: A-15140387. Registered in the Commercial Registry of A Coruña, volume 607 of the archive, book 335, section 39, folio 123, sheet 3694, entry 19. Registered office: Avenida de la Marina 1, 32nd floor, 15001, A Coruña.
Promotion details Promotion valid for contracts made between January 1 and 31 de diciembre de 2026. Acceptance of a deposit into the account associated with the Flat Rate for a total net amount of €30 for all new clients registered in 2025 and 2026 who take out a new insurance policy in the following types: Standalone Home, Health, Car, Standalone Life Risk, Funeral with periodic premium, Accident, and Business Insurance, and direct debit it to the Flat Rate Insurance. The policyholder must be a natural person, resident in Spain, and the gross premium for the first year of the new insurance contracted must be at least €100 to be eligible for the promotion. The deposit made by ABANCA Seguros constitutes investment income subject to the recipient's Personal Income Tax (IRPF); such income is subject, where applicable, to the corresponding withholding obligation by the payer. Request the promotion at any of our 700 branches.
Do you have questions? We have answers
Questions
Si la persona fallecida tenía contratado uno de nuestros Seguros de Vida, debes presentarnos:
- DNI del fallecido.
- DNI de los beneficiarios.
- Fe de vida, si hay un segundo asegurado.
- Libro de Familia.
- En el caso de fallecimiento por enfermedad: historia clínica que recoja las causas del fallecimiento, la fecha de diagnóstico de la enfermedad y evolución de la misma, así como los antecedentes personales y fechas de diagnóstico de cualquier enfermedad relacionada.
- En el caso de fallecimiento a causa de un accidente:
- Atestado sobre las causas del accidente.
- Acciones seguidas por el juzgado o policía.
- Informe forense.
En caso de que la información médica aportada no sea suficientemente detallada, cabe la posibilidad de que el beneficiario tenga que aportar más documentación que será indicada oportunamente por la oficina.