Flat Rate Insurance

The Flat Rate Insurance allows you to group together life, home, health, funeral, car, payment protection, and accident insurance policies marketed by ABANCA and pay for them month by month with no interest or fees (0% APR), and to defer up to two installments per year free of charge.

Here's an example to make it clearer. Suppose the annual premium amount for all your direct debit insurance policies is €1,500; the amount you would have to pay in each of the twelve monthly installments would be €125. Therefore, the total amount owed would be €1,500. No fees: NIR 0%, APR 0%.

In addition, get up to a 7% bonus by including the highest number of types (from the following families: life, car, health, home, funeral, and accidents) in your Flat Rate Insurance and start saving. With 3 types you get a 3% bonus, with 4 types a 5% bonus, and if you group at least 5 types you get a 7% bonus.

And don't worry, if you only have one insurance policy, you can also pay it month by month. Do like Plácido and Serena!

The ABANCA app lets you manage your insurance wherever and whenever you want. Here’s everything you can do with it:

• Sign up for the Flat Rate Insurance and add new policies.
• Simulate your monthly payment.
• Find out when your next bill will be charged.

• File a claim with the insurance company.
• And much more!

Pay the same amount every month, with no interest or fees (0% APR). Activate your peace of mind with just one click!

• Group your insurance policies into a single monthly payment.
• No commissions or fees, free! 0% APR.
• Up to 7% bonus.

• Option to defer two payments per year at no cost.
• Single phone number for questions and inquiries (900 815 900).
• And all the benefits of the ABANCA Services Program.