ABANCA Services Program

We reward your trust.

Meet a few simple requirements and save on the most common banking service fees.

Many of our clients already benefit from the ABANCA Services Program, automatically and without doing anything. How can you do it too? As long as you meet some very simple requirements that we explain below, you won't pay for the most common banking operations and services: account maintenance and administration fees, transfers, ATM withdrawals, cards, checks…

It's our way of thanking you for your trust. For our part, we maintain our commitment to continue working with the goal of offering the best service and the highest quality to all our clients.

  • Don't pay

    Check the table below to find out how not to pay for the main banking services.

  • Advantages

    We want to provide great service to those who trust ABANCA with all these advantages.

  • Other services

    Just for being an ABANCA client, you will also enjoy other completely free services.

Check your case

LevelRequirementsAccount administration and maintenance feeDebit/credit card (1)Cash withdrawals at ATMs with debit cardTransfers to Spain and EU in euros, non-urgentDeposit of national checks in euros
ChildrenBe the holder of an account where all holders are under 16 years old.
    Account administration and maintenance fee 0€Debit/credit card(1) Not applicableCash withdrawals at ATMs with debit card Not applicableTransfers to Spain and EU in euros, non-urgent Not applicableDeposit of national checks in eurosNot applicable
    Youth
    Be the holder of an account where all holders are between 16 and 29 years old (both inclusive).Account administration and maintenance fee0€Debit/credit card(1) 0€ Tú NX CardCash withdrawals at ATMs with debit card 0€Tú NX Card (2)Transfers to Spain and EU in euros, non-urgent 0€ via online banking, mobile banking, and standing ordersDeposit of national checks in euros 0€
    PremiumBe the holder of an account with a direct deposit of a salary or pension (no minimum amount) or regular monthly income of at least €600, an average monthly balance in savings products of at least €500 attributed to each holder and, in addition, meet one of the following requirements at ABANCA:
    • You have made at least €2,000 in purchases with an ABANCA credit card in the last 12 months
    • You have made at least €1,200 in purchases with an ABANCA credit card in the last 12 months and have taken out an insurance policy brokered by ABANCA (4)
    • You have an average monthly balance in investment funds, securities, savings insurance, or pension plans of at least €8,000 attributed to each holder
    • You have two insurance policies brokered by ABANCA (4)
    Account administration and maintenance fee 0€Debit/credit card(1) 0€ 1 debit card and 1 credit cardCash withdrawals at ATMs with debit card 0€ At all ABANCA ATMs. Outside Galicia, at Euro 6000, ING, Euronet, Sabadell, Bankinter, Caja de Arquitectos, Caja Ingenieros, Euro Automatic Cash and Banca March ATMs. Outside Spain, at any ATM (3)Transfers to Spain and EU in euros, non-urgent 0€Deposit of national checks in euros 0€

    And if you don't meet the above requirements, we have something for you.

    If you have your salary, pension, or regular income and average monthly balances in ABANCA savings products, we will give you a discount on the quarterly maintenance fee of your current account.

    LevelRequirementsDiscount
    PlusYour account has a salary, pension (no minimum amount) or regular monthly income (of at least €600) and one of the account holders has an average monthly balance in ABANCA savings products of at least €30,000.€20 discounton your account maintenance fee.
    Therefore, the amount will be €20 per quarter.
    BaseYour account has a salary, pension (no minimum amount) or regular monthly income (of at least €600) and one of the account holders has an average monthly balance in ABANCA savings products of at least €500.€10 discounton your account maintenance fee.
    Therefore, the amount will be €30 per quarter.

    (1) Benefit applicable to all brands and types of debit and credit cards regardless of the account in which they are domiciled, except for: Visa Platinum and Prepaid, Mastercard ABANCA Privada, transport/citizen wallet cards, toll cards, and authorized debit cards.

    (2) With Tú NX cards, free withdrawals at all ABANCA ATMs, 5 withdrawals per month at ATMs outside Galicia (Euro 6000, ING, Euronet, Sabadell, Bankinter, Caja de Arquitectos, Caja Ingenieros, Euro Automatic Cash and Banca March) and 5 withdrawals per month outside Spain at any ATM. Although ABANCA does not charge any fee for debit cash withdrawals at ATMs of other networks outside Spain, some entities may apply a fee or surcharge for using their ATM network, which will be borne by the client. Withdrawals at ATMs not made during a month will not be carried over to subsequent months.

    (3) For clients residing in national territory. For withdrawals made outside Spain, some entities may apply a surcharge for using their ATMs. For withdrawals in a currency other than the euro, the currency exchange fee established in the card contract will apply.

    (4) Insurance policies brokered by ABANCA: car, home, life, health, payment protection, funeral, accident, dependency or comprehensive card protection or ON-OFF accident life insurance (the last two with a minimum premium of €9 per month).

    And also...

    We remind you of some of the services you can enjoy as an ABANCA client

    • Apps

      Mobile banking app and online banking also free

    • Discounts

      On fuel, hotels, travel…

    • Flat Rate Insurance

      Your ABANCA insurance, month by month at 0% APR

    • Júbilo

      Personalized advice for your savings

    • Automatic savings

      Automatic transfers, alerts… Tools to help you save

    • Bizum

      Instant mobile-to-mobile transfers

    • ABANCA Cash

      Withdraw cash from the ATM without cards

    • Online Broker

      Trade funds and securities from your mobile

    • Expense Report

      Track your daily card payments in your app's expense report