ABANCA

Ownership of the Website.

ABANCA Corporación Bancaria S.A. (hereinafter, “ABANCA”), with registered office in Betanzos (A Coruña), at Cantón Claudino Pita nº 2, C.P 15300, and with Tax ID (CIF) A-70302039, is a credit institution subject to the supervision of the Bank of Spain and registered in the Register of Banks and Bankers of the Bank of Spain under code number 2080. ABANCA is the owner of the website https://www.abanca.com (hereinafter, the “Website”), which is made available to internet users in order to provide information about the services, products, and activities offered by ABANCA, as well as to allow the provision of certain services through the Website itself, referred to as "online" services.

ABANCA is registered in the Commercial Registry of A Coruña, in volume 3426 of the General Section, folio 1, sheet C-47.803, entry 1.

On March 17, 2016 (date of publication in the BORME), the corporate website was modified. The new domain is www.abancacorporacionbancaria.comYou will be redirected to another website, as agreed by the Bank’s Board of Directors at its meeting held on February 29, 2016View PDF file.

Terms of Use of the Website

These Terms of Use govern access to, browsing, and use of the Website.

1. Acceptance of the Website’s Terms of Use

   These general terms of use of the Website, together with the general terms and conditions for contracting the services provided through it, as well as any other conditions that may be established for this purpose, are intended both to regulate and inform users of the Website about the services provided by ABANCA, as well as to regulate its use.

   Browsing and/or using the services of the Website implies acceptance by the user, without any reservations, of all the general terms of use, as well as the general terms and conditions for contracting and any other conditions that may be established in relation to the provision, through the Website, of the services offered by ABANCA.

   ABANCA reserves the right to update, modify, or delete unilaterally, at any time and without prior notice, the content of the Website and this Legal Notice in order to adapt it to operational, technical, or legislative changes. Therefore, we recommend that users of the Website periodically and prior to browsing the Website, carefully read its content.

2. General Terms of Use of the Website

   All technical means necessary to access the Website and the provision of the services offered therein by ABANCA shall be the sole responsibility of the user, as well as any taxes or other expenses that may arise from the provision of these services.

   Access to and browsing of the Website by the user implies the commitment to use the contents of the Website diligently, correctly, and lawfully, refraining in all cases from:

   1. Using said contents for purposes or effects contrary to the Law, morality, generally accepted good customs, or public order.
   2. Reproducing, copying, distributing, allowing public access through any form of public communication, transforming, or modifying the contents included on the Website, unless expressly and in writing authorized by the owner.
   3. Damaging, disabling, or overloading the Website in any way that prevents its normal operation.
   4. Using the contents of the Website: (i) for fraudulent purposes; and (ii) to send advertising, communications for direct sales purposes, or for any other kind of commercial purpose, unsolicited messages addressed to a plurality of people regardless of their purpose, or to market or disclose such information in any way.

   Failure to comply with any of the aforementioned prohibitions may result in ABANCA taking any legal measures deemed appropriate to defend its rights.

Industrial and Intellectual Property

All contents included on the Website and, in particular, trademarks, trade names, industrial designs, designs, texts, photographs, graphics, logos, icons, software, and/or any other signs or elements susceptible to industrial and/or commercial use are protected by the industrial and intellectual property rights of ABANCA or of third parties who have authorized their inclusion on the Website. For these purposes, the user acknowledges that the reproduction, distribution, commercialization, or transformation not previously and expressly authorized in writing by ABANCA of the aforementioned elements may constitute an infringement of the intellectual and/or industrial property rights of ABANCA or of third-party owners. Consequently, the reproduction, transformation, public communication, distribution, making available to the public, and, in general, any other form of exploitation, by any means, of all or part of the contents of the Website, as well as its design and the way the contents are presented, is expressly prohibited without the corresponding authorization from the rights holder.

ABANCA shall not be liable for the infringement of intellectual or industrial property rights belonging to third parties resulting from the inclusion on the Website of trademarks, trade names, industrial designs, designs, texts, photographs, graphics, logos, icons, software, and any other sign or element susceptible to industrial or commercial use belonging to third parties who have declared themselves to be the owners thereof and authorized their inclusion on the Website.

In no case shall it be understood that access to and/or browsing of the Website by the user implies a waiver, transfer, assignment—whether total or partial—of said rights by ABANCA or the corresponding owners, nor the granting of any right, expectation of right, or authorization to alter, transform, exploit, reproduce, distribute, or publicly communicate the contents included on the Website.

No link to the Website may be established from any other website without the prior, express, and written consent of ABANCA. Any links that are established must always be made to the main page of the Website or, where appropriate, to such web page as ABANCA itself may determine, and such link must be absolute and complete so as to direct the user to ABANCA’s Website, which must cover the entire extent of the main page screen. ABANCA shall not be responsible for the content of the destination web pages established through links on the Website, nor for any infringement of third-party rights that such pages may incur.

ABANCA’s Liability

The user acknowledges and accepts that the use of the Website and its services is carried out under their sole and exclusive responsibility.

ABANCA does not guarantee nor is it liable, in any case or circumstance, for the following events and contents or for any damages and/or losses that may arise therefrom:

1. Lack of availability, access, continuity, updating, maintenance, and/or effective operation of the Website, whatever the cause, as well as any technical or other problems originating from the aforementioned circumstances.
2. The transmission and/or existence of viruses, other harmful elements, or programs for users’ equipment that may affect them as a result of access to and browsing of the Website.

Notwithstanding the above, ABANCA will, at all times, take the necessary measures, within its possibilities and considering the state of technology, to ensure the proper functioning of the Website.

Applicable Law and Jurisdiction

In any case, the rules of the Spanish legal system shall apply to the relationships established between the user of the Website and ABANCA. ABANCA informs the user of the Website that ABANCA relies on the legislation of the Spanish State to establish relationships with the consumer prior to the conclusion of contracts.

In cases where the regulations allow the parties the possibility of voluntarily submitting to a jurisdiction, ABANCA and the user of the Website, expressly waiving any other jurisdiction that may correspond to them, shall submit to the Courts and Tribunals of the city of A Coruña for the resolution of any dispute or controversy that may arise from the relationships established between the user of the Website and ABANCA.