Investment funds

Investment funds are investment vehicles consisting of assets formed by the contributions of a variable number of investors, known as participants. Through these funds, the contributions are invested in different instruments: fixed income, equities, etc., depending on each fund's investment policy. Their objective is to obtain returns, although these are products that involve risks and may result in capital losses.

Specialized management companies will decide where, when, and how much money to invest in each asset, following pre-established guidelines. In addition, ABANCA has its own management company, ABANCA Gestión de Activos, through which it manages and offers its clients ABANCA-branded proprietary funds.

Once you have invested in them, you won't have to worry about making daily investment decisions, as the management company will do it for you. It is, therefore, a way to let a group of professionals (the management company) invest and manage the contributions made to the fund by the various participants.

If you want to know more and speak with an investment expert, book an appointment nowYou will be redirected to another website at your nearest ABANCA branch and one of our managers will be waiting for you on the day and at the time you choose.

If you are just starting out in the world of investing, before you do, you should keep in mind that each fund, depending on its specific characteristics and the assets it invests in, will involve more or less risk. If the performance of the markets or the assets in which the fund invests is not as expected, its value may decline and you may have to assume losses. The volatility of a fund precisely measures the degree to which the fund's net asset value fluctuates. The higher the volatility, the greater the risk, and usually, higher returns involve higher risks. Past performance is not a guarantee of future returns. Get informed and invest your money responsibly.

Please note that everything we tell you here is for informational purposes only and does not constitute any recommendation or personalized offer. You can consult the details about the main features and risks in the prospectus and the key investor information document for each fund, which is available to you, along with the rest of the required legal documentation, in the detailed information for each fund accessible from the search tool and at our branches, at the management company, and on the website of the National Securities Market Commission. Consulting the prospectuses and the rest of the legal documentation of the funds is essential before making any investment decision.

Our online broker is an exclusive service for ABANCA clients that will help you manage and monitor your portfolio of securities and investment funds, and much more!

• Information about your portfolio, your ongoing transactions, the profitability and risk of your investments.
• Check your fund and securities contracts and the receipts for your transactions from your online banking.
• Efficiently locate securities, funds, and ETFs that interest you.
• The price quotes of securities from the Spanish stock market and the main stock exchanges worldwide.

If you are already an ABANCA client and want to know how it works, you can access the online broker with no obligationYou will be redirected to another website from this website or the ABANCA app, free of charge. You will only need to enter your online banking credentials, and that's it! If you don't have them yet, request them here.You will be redirected to another website

If you are not yet an ABANCA client, you can open an online current account from this very website, in just a few minutes!

ABANCA Corporación Bancaria S.A. (ABANCA) warns that all the information published in this section has been prepared by ABANCA, using third parties as a source for certain content, and has been prepared without taking into account the user's personal and specific information, so under no circumstances does it represent an opinion, estimate, prediction, recommendation, or investment advice from ABANCA or third parties.

The information is provided exclusively for informational and advertising purposes and should not be considered a determining factor for the user's decision-making.

ABANCA will not be liable for direct or indirect losses caused by the use of the information presented here.

The reproduction or distribution of the information contained herein by any means is strictly prohibited without the prior authorization of ABANCA.

The acquisition of financial instruments involves risks of various types that must be assumed by the investor.

The nature and scope of the risk will depend on the type of instrument. By way of summary, the main risks an investor must assume are: price, exchange rate, credit, interest rate, and lack of liquidity. Other risks arise from a wide variety of origins and circumstances: political, economic, and social environments in general.