We are agro
We are ABANCA

A credit solution that allows you to combine the three most common financing purposes into a single contract: advance your CAP subsidies, cover campaign expenses, or finance agricultural insurance.

We offer you the possibility to advance the payment of your CAP aid so you can have the amount available from day one. With our experience, we can help you with the process through simplified, fast, and convenient management.

Make an appointment at your nearest branch and we’ll help you.

We make your interactions with the Administration much simpler and easier to manage. We anticipate the grants awarded, the refund of taxes, and finance your tax obligations.

We use our experience in the sector to make your life more comfortable, also with everything related to Next Generation Funds: advance payment of aid, investment financing, and much more!

We help you improve the stability of the working capital financing your business needs. You will have an ally as flexible as it is solid to finance your liquidity needs, for up to 5 years and under very advantageous conditions at a variable rate.

So that collecting your bills, promissory notes, receipts, or invoices is not a problem, we make it easy for you to advance their payment under very competitive conditions.

If you are thinking about changing, expanding, or modernizing your facilities, we can finance your investment projects through our sector-specific offer, where you can choose between loans with a fixed interest rate for up to 8 years or with a variable interest rate for up to 12 years, with the possibility of a grace period. And choose the option that suits you best: loan or leasing, including leasing for livestock.

In addition, for financing investments that help improve the sustainability or energy efficiency of your activity, discounted rates will be applied.

Financing for irrigation communities, furnishing of irrigated farms, and long-cycle crops with terms and conditions tailored to the specific needs of these crops.

We offer you official agreements that can facilitate access to new financing, such as the IGAPE agreements (applicable only in Galicia) with SAECA (in addition to the general line, the reaffirmation, youth, and DANA lines are currently in force), or SGRs that provide additional guarantees to make it easier to access liquidity and investment financing, with terms of up to 15 years.

Learn about the advantages of the Centralized Management Financial Instrument (IFGC), through which you can access financing with terms of up to 20 years, with the possibility of a grace period and 80% guarantee from MAPA, for those farms located in the Autonomous Communities (CCAA) that have joined the IFGC (currently Galicia, Castilla y León, Extremadura, and Aragón):

• Investments in agricultural holdings, Forest Industry with a favorable resolution for a guaranteed loan.(*).
• Financing of investments (including land purchase) and working capital financing.(*).
• Incorporation of young people and women.(*).

(*) Lines included depending on each Autonomous Community (CCAA).

This is a perfect solution to optimize your time and resources in supplier payments, with simpler processes and less administrative burden. With our solutions, you can organize and manage your payments and reduce your procurement costs with the early payment option. We can even take care of answering your calls.

With our factoring service, we take care of the management and financing of your company's invoices. This way, you will save on administrative costs, improve your accounting, and organize your company's financial structure more efficiently. You can focus on making your business more and more prosperous every day.

At ABANCA, we guarantee the security, reliability, and financing of your payments to suppliers, both domestically and abroad. That’s why we support you in your import and export operations with a comprehensive, high-quality service: credit, guarantees, and management of collections and payments.

ABANCA offers you an extensive international network, a cutting-edge IT platform, and, above all, the personalized advice of a dedicated management team. We have extensive experience in the international trade of agricultural and livestock products.

All the working capital products your company needs (guarantees, trade finance, commercial discount, credit line) in a single contract. This way, all of them will share 100% of the requested limit. Multi-financing is a much more flexible and faster way to access liquidity. With it, you can meet your financial needs at the precise moment, whenever you want.

We offer all lines of Agroseguro. In addition, we have a specific financing line for agricultural insurance that allows you to split the premium payment into up to twelve monthly installments under very attractive conditions. Our insurance includes:

• Removal of dead animals.
• Livestock insurance (cattle, poultry, swine, sheep, and goats).
• Forest insurance.
• Crop insurance (corn, wheat, barley, alfalfa, legumes, oilseeds, nuts, fruit trees, vegetables, olive groves, and grapes for both table and wine).

Our tractor and agricultural machinery insurance covers the mandatory circulation policy, but also offers you the option to add additional coverages according to your needs, such as civil liability for work on your own or others' property, driver accident, medical assistance, fire, theft, or total loss, among others.