¿Qué son el continente y el contenido en un seguro de hogar?

El continente hace referencia a la edificación en sí y engloba estos elementos: Estructura de la vivienda: paredes, techos,... Construcciones anexas: trasteros, garajes,... Instalaciones: tuberías, cableados,... Elementos decorativos: parqués, molduras,... El contenido engloba las pertenencias que se encuentran dentro de la vivienda o el trastero, como pueden ser el mobiliario, electrodomésticos, ropa o electrónica, entre otros. Te mostramos un ejemplo muy sencillo que te va a ayudar a entender ambos conceptos: si pudiésemos poner boca abajo nuestra casa, el continente es todo lo que permanecería en su sitio y el contenido todo lo que caería. No basta con tener contratado un seguro para nuestra casa, también es necesario que esté bien hecho y realizar una correcta valoración de los bienes.

Si vivo en alquiler, ¿de qué me vale el Seguro Hogar?

Como inquilino, es aconsejable que asegures el contenido de la vivienda (mobiliario, tecnología, joyas, ...) sobre todos los bienes que sean tuyos y así te protegerás de las consecuencias que un siniestro pueda tener sobre ellos. Además, aunque la vivienda sea de otra persona, tú puedes ser causante de un daño por el que debas responder, como desperfectos en las paredes o tuberías, por lo que es recomendable asegurar el contenido para tener cubierta la responsabilidad civil que se derive de él. Con el Pack Inquilino, que lleva incluida la modalidad Serenidad Plus, te ayudaremos con la devolución de la fianza y con la defensa y reclamación de tus derechos como arrendatario.

¿Cómo funciona el servicio de Manitas del seguro de hogar?

Por tener contratado un Seguro de Hogar ABANCA podrás solicitar este servicio gratuito, porque no todos somos unos manitas. Tienes incluida la asistencia hasta 2 veces al año (3 horas máximo por visita), para montar muebles, colocar cortinas o instalar lámparas, entre otras.

Home Insurance with total protection for your home

900 815 142 Shall we call you?

Advantages of this Home Insurance

Handyman Service

At your disposal for small carpentry, electrical, plumbing jobs and more.

Appliance Repair

We replace or repair your appliances. One service per year with labor and travel costs covered.

Water Damage

We cover you in case of damage from leaks, spills, or broken pipes.

ON-OFF

You can turn some coverages on and off from your app to suit your needs.

Personalized Insurance

We will always recommend what best suits your home.

Legal Assistance

Protection for your home and family life.

Handyman service at your disposal

If you need to install a new lamp and require an expert hand, or if you want to hang pictures, curtains, or other accessories; or if you need to replace a faucet or install a cable duct to hide wires… We provide you with specialists in electricity, plumbing, carpentry, or blinds installation so you can rely on them for these and other DIY tasks.

You can use this service twice a year, and we cover both the travel costs and the first three hours of labor.

Check the general conditions for all the cases in which you can use the handyman service and the applicable limits.

Repair or replace your appliances

No matter the inconvenience, what matters is that someone fixes it. ABANCA Home Insurance offers you a solution if any of your appliances (fridge, freezer, washing machine, dishwasher, television, etc.) breaks down.

We will help you with labor costs, technician travel expenses, or the transportation of the appliance from your home to the workshop.

You can use this service once a year, and the coverage extends until your appliances are 10 years old, with a limit of €300.

Get €30 if you take out your insurance now

Because your peace of mind and that of your loved ones comes first. If you became a customer in 2025 or 2026 and take out your ABANCA Home Insurance with Flat Rate Insurance before 31 de diciembre de 2026, you not only gain security, you also get €30 directly into your account, to spend on whatever you want!

Check the terms and conditions

900 900 321

What Our Home Insurance Covers

Discover the different coverage options of ABANCA Home Insurance protection. You can choose which coverage you want to expand, whether you are the owner or the tenant of your home.

Owner	Serenity Home	Serenity Home Plus
General Coverages
Material damage	Included	Included
Water damage	Included	Included
Breakages	Included	Included
Theft, robbery, and burglary	Included	Included
Aesthetic restoration	Included	Included
Refrigerated goods	Included	Included
Legal defense	Included	Included
Uninhabitability of the home	Included	Included
Assistance	Included	Included
Specific Coverages
Vandalism	Included	Included
Location and repair of damages	Included	Included
Breakage of fixed sanitary appliances	Included	Included
Damage to building structure	Included	Included
Electrical damage (structure and white goods)	Included	Included
Replacement of documents	Included	Included
Loss of rental income	Included	Included
General civil liability	Included	Included
Plus Coverages
Plus water damage		Included
Plus electrical damage to contents		Included
Plus assistance		Included
Vehicles in garage		Included
Employee dishonesty		Included
Plus legal defense		Included
Optional Coverages
Single-family home pack	optional	optional
Secondary home pack	optional	optional
Landlord pack	optional	optional
Daily life pack	optional	optional
Pet pack	optional	optional
Swimming pool coverage	optional	optional
Extension for special valuable items	optional	optional
Extension for jewelry	optional	optional
On-off Coverages
Travel assistance abroad	optional	optional

Tenant	Serenity Home	Serenity Home Plus
General Coverages
Material damage	Included	Included
Water damage	Included	Included
Breakages	Included	Included
Theft, robbery, and burglary	Included	Included
Aesthetic restoration	Included	Included
Refrigerated goods	Included	Included
Legal defense	Included	Included
Uninhabitability of the home	Included	Included
Assistance	Included	Included
Specific Coverages
Tenant Liability	Included	Included
Electrical damage (White goods)	Included	Included
Plus Coverages
Plus electrical damage to contents		Included
Plus assistance		Included
Vehicles in garage		Included
Employee dishonesty		Included
Plus Legal Defense		Included
Tenant Rental Pack		Included
Optional Coverages
Single-family home pack	optional	optional
Secondary home pack	optional	optional
Daily life pack	optional	optional
Pet pack	optional	optional
Special valuables extension	optional	optional
Jewelry extension	optional	optional
On-off Coverages
Travel assistance abroad	optional	optional

Optional coverages: customize your home insurance to the fullest

SINGLE-FAMILY HOME PACKAGE
Protect your independence and peace of mind with specific coverages and services for your home.

SECOND HOME
You will have multiple services that allow you to feel at ease with your other property, even if you don't live there all year round.

PET PACKAGE
Because your pets are part of your family, count on specific protection for them.

POOL COVERAGE
To keep your pool always ready, include specific coverage for material damage in your insurance.

DAILY LIFE PACKAGE
Greater protection in terms of personal assistance and care for you and those who live with you.

LANDLORD OWNER
A set of specific coverages for possible claims and legal defense against your tenants.

EXTENDED SPECIAL VALUABLES COVERAGE
Increase the compensation limits for those special valuable items you enjoy at home.

EXTENDED JEWELRY COVERAGE
An additional coverage that increases the compensation limit for your jewelry items.

Pay your insurance month by month

At ABANCA, you can group your insurance policies and pay them month by month, in a single bill, with the Flat Rate Insurance plan. This service allows you to split the payment of your insurance policies marketed by ABANCA, with no interest or fees (NIR 0%, APR 0%).

For example, if you include your Home Insurance of €600 and your Car Insurance of €600 in the Flat Rate Insurance plan, you can split the payment over 12 months and pay €100 per month. Therefore, the total amount owed would be €1,200. No fees, NIR 0%, APR 0%.

In addition, you can save up to 7% if you take out more policies with ABANCA, and you will have access to a dedicated phone line for inquiries and the possibility to defer two payments per year.

You can consult all the details of the coverage and conditions in the General ConditionsView PDF file

Broker: ABANCA MEDIACIÓN, OPERADOR DE BANCA SEGUROS VINCULADO S.L., a tied bancassurance operator, with registered office at Avenida de la Marina 1, 4th floor, A Coruña, and tax ID (CIF) B-70049630, registered in the Commercial Registry of A Coruña, Volume 3092, Page 73, Sheet C-38698, and in the Special Administrative Register of Insurance Brokers of the Directorate General of Insurance and Pension Funds with number OV-0044. Insurer: ABANCA GENERALES DE SEGUROS Y REASEGUROS, S.A., with CIF A-14715270, registered in the Commercial Registry of A Coruña, Sheet C-47133, Volume 3407, Page 9, with registered office at Avda. Linares Rivas, 30 - 3, A Coruña, 15005, A Coruña, with registration number C0808 in the administrative register of insurance and reinsurance entities of the DGSFP.

With Civil Liability Insurance and Financial Capacity as required by current insurance distribution regulations. See the insurers with which the broker has an agency agreement.

See the general conditions of the Flat Rate Insurance.View PDF file Financing offered by ABANCA Corporación Bancaria, S.A. The bonus will be up to 7% for insurance exclusively brokered by ABANCA Mediación belonging to the following types: life risk, home, health, funeral, accident, and car. The bonus depends on the number of types of insurance contracted. Insurance linked to active operations formalized with ABANCA or payment protection insurance will not be eligible for the bonus. The effective date of the insurance must also fall within the campaign period.

Promotion details Promotion valid for contracts made between January 1 and 31 de diciembre de 2026. Acceptance of a deposit into the account associated with the Flat Rate for a total net amount of €30 for all new clients registered in 2025 and 2026 who take out a new insurance policy in the following types: Standalone Home, Health, Car, Standalone Life Risk, Periodic Premium Funeral, Accident, and Business Insurance, and direct debit it to the Flat Rate Insurance. The policyholder must be a natural person, resident in Spain, and the gross premium for the first year of the new insurance must be at least €100 to qualify for the promotion. The deposit made by ABANCA Seguros constitutes investment income subject to the recipient's Personal Income Tax (IRPF); such income is subject, where applicable, to the corresponding withholding obligation by the payer. Request the promotion at any of our 700 branches.

Calculate Your Home Insurance Without Leaving the Couch