ABANCA Estudia UIE Loan
What is UIE?
The Intercontinental University of Business (UIE)You will be redirected to another website is a young, cutting-edge university that, looking towards the future, brings the value of over three decades of experience in higher and executive education as a business school.
UIE offers a university model in constant pursuit of excellence, oriented towards companies and public and private institutions, as well as research, innovation, entrepreneurship, and emerging technologies. A student-centered university designed to train knowmads, knowledge and innovation nomads: the professionals of the future.
UIE has two campuses in A Coruña and Vigo, and a Central Services headquarters in Santiago de Compostela, three multi-campus libraries, sports facilities, and a student residence located in Pontevedra. All of this is complemented by a state-of-the-art virtual campus, as well as the most advanced technological and multimedia resources in its classrooms.
La única universidad privada de Galicia
Hasta 60.000€
Para matrícula y gastos
Para ti o para tus hijos
Empieza a pagar más tarde
Dispón solo del dinero que necesites
Financing for University Studies
If you are going to study or are already studying at the Intercontinental University of Business (UIE), at ABANCA we want to help you with financing so you can focus solely on your education.
The ABANCA Estudia UIE Loan covers the full cost of tuition, up to a maximum of 60,000 euros. In addition, you can also apply for up to 15% of the tuition amount and other academic costs or fees to help cover your day-to-day expenses while you are studying.
Start paying later
With the ABANCA Estudia UIE Loan, you will enjoy a principal repayment grace period of 12, 24, 36, or 48 months. This way, until the grace period you choose ends, you won’t have to repay the principal and will only pay interest on the amount used, that is, the money you have spent. The grace period you can request cannot exceed half of the loan term.
Example for €12,000 | |
|---|---|
| Amount | 12.000€1 |
| Term | 4 años (48 meses) |
| Principal grace period | 2 años (24 meses) |
| TIN | 6,55% |
| APR | 9,59% |
| Interest payment during grace period | 32,75€ 1er año; 65,50€ 2º año |
| Installment after grace period | 534,83€ |
| Final installment | 534,72€ |
| Total amount owed | 14.814,81€ |
| Total loan cost | 2.814,81€2 |
The APR for this loan is calculated under the assumption that the transaction is formalized on the first day of the year. The APR may vary from 7,56%3 to 12,50%4 depending on the amount, term, grace period, opening fee, account type, and account maintenance fee. The amortization system is EPC (French or fixed installment). Remember that the granting of any loan, at any bank, depends on an analysis of the specific case.
We help you ensure that financing doesn't hold back your future.
Book an appointment now at your nearest ABANCA branch.
(*) The ABANCA Estudia Loan is a fixed-rate loan, giving you the peace of mind of knowing exactly what you will pay each month, at 6,55% nominal interest rate (TIN); 9,59% APR (TAE), to be repaid over a maximum period of eight years (96 months). The only fee you will pay is a 1% opening fee on the amount of the loan you have requested. Please note that the formalization of the transaction may involve other costs, for example if you need to provide guarantees or if we consider that the transaction must be signed before a notary.
The product conditions will be those shown on the website at any given time.
(1) In each representative example, to calculate the APR, it is assumed that the borrower receives the loan amount granted at the beginning of each year of the grace period in equal parts.
(2) These 2.814,81€ include all incurred expenses: 2.014,81€ in interest; 120€ as an opening fee, and 40€ per quarter as a maintenance fee for the associated account.
(3) Example for 60.000€1 to be repaid in 8 años (96 meses): TIN 6,55%; APR 7,56%. Capital grace period of 4 años (48 meses). Interest payment during grace period: 81,88€ first year; 163,75€ second year; 245,63€ third year; 327,50€ fourth year. Monthly payment after the grace period: 1.424,28€. Final payment: 1.424,33€. Total amount owed on the loan: 80.110,61€. Total cost of the loan: 20.110,61€, which includes 18.190,61€ in interest, 600€ as an opening fee, and 40€ per quarter as a maintenance fee for the associated account.
(4) Example for 5000€1 to be repaid in 2 años (24 meses): TIN 6,55%; APR 12,50%. Capital grace period of 1 año (12 meses). Interest payment during grace period: 27,29€. Monthly payment after the grace period: 431,60€. Final payment: 431,56€. Total amount owed on the loan: 5.916,64€. Total cost of the loan: 916,64€, which includes 506,64€ in interest, 50€ as an opening fee, and 40€ per quarter as a maintenance fee for the associated account.
Do you have questions? We have answers
DUDAS
Los Préstamos ABANCA Estudia no tienen apenas gastos. No tienen comisión de estudio ni de mantenimiento, y solo tienen comisión de apertura.
- En el caso de los Préstamos ABANCA Estudia y Préstamos ABANCA Estudia UIE, esta comisión será únicamente del 1%.
- El Adelanto de las Ayudas del Ministerio de Educación y Cultura tiene una comisión de apertura del 3,40%, pero no tiene ningún tipo de interés.
Para concederte un Préstamo ABANCA Estudia necesitaremos que nos proporciones el justificante de la matrícula del grado o postgrado que vayas a realizar.
En el caso del Adelanto de las Ayudas del Ministerio de Educación y Cultura lo que nos tienes que proporcionar es el comprobante de la concesión de la beca y, además, que hayas establecido una cuenta de ABANCA para recibir el ingreso de la beca. Puedes abrir una cuentaIt will open in a new window directamente desde esta web, 100% online.