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PENSION PLAN RISK INDICATOR
The risk level of the Plans on a scale from 1 to 7 ranges from 3 to 5. Category '1' does not mean that the investment is free of risk.

Potentially lower return

Lower risk
Potentially lower return
Higher risk
Potentially higher return
The risk level of each plan is detailed in the key information document available at abanca.com/info-planes/
The payment of the benefit or the exercise of the right of redemption is only possible in the event of the occurrence of any of the contingencies or exceptional liquidity cases regulated in the pension plans and funds regulations.
New

Pension Plan for the Self-Employed

Contribute up to €5750 per year to your retirement and deduct it on your income tax return. Discover the new ABANCA Entrepreneurs and Professionals Plan.
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A plan that helps you save more as a self-employed worker

Sign up for your ABANCA pension plan and achieve greater financial and tax savings. If you are self-employed or work for yourself, this plan is for you.

Advantages of the pension plan for the self-employed

More savings

Save up to €5750 per year for your retirement. Extra money to add to your Social Security pension.

More deductions

The more you contribute, the more benefits you will have on your income tax return.

More flexible

Make regular or extraordinary contributions, whichever best suits your situation.

What is a Simplified Occupational Pension Plan?

As a self-employed worker, in addition to having an individual plan, you can opt for a simplified occupational pension plan. This type of plan aims to make it easier for the self-employed to save for retirement by allowing higher contributions and generating greater tax savings.

This is what the ABANCA Entrepreneurs and Professionals plan offers you, exclusively for self-employed workers or freelancers subject to the Self-Employed Workers Statute.

How much can I contribute to my Self-Employed Pension Plan?

The ABANCA Entrepreneurs and Professionals Plan allows you to make both individual and self-employed contributions, so you can contribute up to €5,750 per year to your savings.

  • Individual contributions: up to €1,500 per year
  • Self-employed contributions: up to €4,250 per year


In addition, you can set up a savings plan that combines regular contributions (minimum €30/month) and extraordinary contributions (minimum €150).

+€4250 if you already have a pension plan

If you are self-employed and already have an individual pension plan, by taking out this plan you can contribute up to an additional €4250 per year.(1)

Book an appointment and find all the information about the ABANCA pension plan for entrepreneurs and professionals.

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(1) Subject to proof of self-employed status in accordance with current regulations.

The amount contributed entitles you to a reduction in the general taxable base of the Personal Income Tax (IRPF), up to the lesser of the following amounts: €1,500 (which will be increased by an additional €4,250 when it comes from contributions to simplified pension plans for self-employed workers) or 30% of the sum of net income from work and economic activities.

Promoter: Galician Federation of Commerce. Managing Entity: ABANCA Vida y Pensiones. Marketing Entity: ABANCA. Depository Entity: Cecabank. You can consult the general information document, as well as the rest of the documentation for this plan at any of our branches or at this link.