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Self-employed

We support you every step of the way in your business

At ABANCA, you can count on a dedicated manager and a specialized team from the very beginning, ready to assist you with whatever you need. From opening a commission-free account, handling your daily operations, or securing the financing that will help your business grow. We are also by your side to ensure your company's peace of mind with our insurance products.

Find the POS for you and allow your customers to finance their purchases

Payments and collections tailored to your business needs

For industrial giants or small shops. In your business or with you, wherever you go. No matter who you are, we have the perfect POS for you. And with professional customer service 24 hours a day, seven days a week.
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Aplazos Service

Offer this tool to your customers so they can split their purchases directly from your POS, instantly and whenever you want.
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Financing tailored to you, whenever you need it

We offer you practical solutions, both to cover immediate needs and long-term projects, making it easy and efficient to manage your business capital.

Line of credit

  • Get liquidity instantly
  • The amount you need
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Commercial discount

  • Short-term financing
  • Advance invoice collection
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A tailor-made business loan

  • Specific need
  • Structural solution for your cash flow
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Tax Financing Line

  • You will have a framework line for up to 12 months for a maximum amount
  • You will be able to simplify and speed up your tax payments
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Secure your peace of mind now and for your future

If you are self-employed or own a business, you need insurance to protect your assets, employees, and customers against any damage or loss. And if you are self-employed, you can also enjoy a plan for your future.

1) Promotion valid for contracts made between January 1 and December 31, 2026. Acceptance of a deposit into the account associated with the Flat Rate for a total net amount of €30 for all new customers registered in 2025 and 2026 who take out a new insurance policy in the following categories: Standalone Home, Health, Car, Standalone Life Risk, Periodic Premium Funeral, Accident, and Business Insurance, and who direct debit it to the Flat Rate Insurance. The policyholder must be a natural person, resident in Spain, and the gross premium for the first year of the new insurance policy must be at least €100 to qualify for the promotion. The deposit into the account by ABANCA Seguros constitutes investment income subject to the recipient’s Personal Income Tax (IRPF); such income is subject, where applicable, to the corresponding withholding obligation by the payer. Request the promotion at any of our 700 branches. Check the conditions of the Flat Rate Insurance at abanca.com/tpsCCGGView PDF file

INTERMEDIARY: ABANCA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO S.L., a tied bancassurance operator, with registered office at Avda. de la Marina no. 1, 4th floor, A Coruña, registered in the Commercial Registry of A Coruña, volume 3321, page 64, sheet C-38698, and in the Special Register of Intermediaries of the Directorate-General for Insurance and Pension Funds with number OV-0044. INSURERS: ABANCA Vida y Pensiones de Seguros y Reaseguros, S.A.U, CIF: A15140387, registered with the DSFP under code C0628 and with registered office at Avda. de la Marina 1, 3rd floor, A Coruña. ABANCA Generales de Seguros y Reaseguros, S.A., with NIF A14715270 and registered office in A Coruña, Avda Linares Rivas 30 3rd floor, CP 15005. Registered in the Commercial Registry of A Coruña, volume 3407, page 9, sheet C-47133 and subject to the supervision of the Directorate-General for Insurance and Pension Funds (DGSFP), where it appears in the Special Register of Insurance Entities under code C-0808. CASER, Caja de Seguros Reunidos, Compañía de Seguros Y Reaseguros, S.A. with registered office at Avenida de Burgos, 109 - 28050 Madrid and subject to the supervision of the Directorate-General for Insurance and Pension Funds (DGSFP), where it appears in the Special Register of Insurance Entities under code C0031. SANITAS, Sanitas Sociedad Anónima de Seguros with registered office at Ribera del Loira, 52 – 28042 Madrid and subject to the supervision of the Directorate-General for Insurance and Pension Funds (DGSFP), where it appears in the Special Register of Insurance Entities under code C0320. See the rest of the insurance companies with which the intermediary has an agency agreement in the insurance section of abanca.com. With professional civil liability insurance and the necessary financial capacity required by current insurance distribution regulations. CIF: B-70049630.