You can split your customers' purchases instantly and whenever you decide. Your ABANCA POS terminal comes with the APLAZOS service installed, an interesting tool for your business that can help you boost your sales and stand out from the competition.

It has never been so easy, fast, and affordable to offer financing to customers who use ABANCA credit cards as a payment method for their purchases, without paperwork or intermediaries! And, as a new feature, you can also offer financing to your customers if you have the ABANCA Virtual POS.

Additionally, through the abancaserfin.comYou will be redirected to another website platform, you can also expand the financing options for all your customers, whether or not they are ABANCA customers, and for all types of purchases. To enjoy this service, you must activate it at your branch.

APLAZOS will help you increase your sales because:

• It is agile and simple, for you and your customers
• It sets you apart from your competition.
• No risk of non-payment, we take care of it.
• Only you decide which transactions you want to finance and how.
• It is available 24 hours a day, 7 days a week.
• It has a telephone support service from Monday to Saturday, from 9 am to 10 pm.

Whatever your business, we would love to talk to you and find the solution you are looking for together.

To enjoy the APLAZOS service, your customers only need to pay with their ABANCA credit card at your ABANCA POS terminal, and you can finance their purchases over 3, 6, 9, 10, 12, 18, 24, and 36 months with no interest for them (0% APR), and no paperwork.

And all this with a very attractive cost for you, which will vary depending on the number of months your customer chooses to finance their purchases: 1.50% of the purchase amount for 3 months; 2.50% for 6 months; 3.50% for 9 months; 3.75% for 10 months; 4.25% for 12 months; 6% for 18 months; 7.75% for 24 months; and 9.95% for 36 months.

For example, for a purchase of €360 financed over 12 months, your customer would pay a monthly installment of €30. The total amount of the purchase in installments would be €360. Nominal interest rate 0%, APR 0%. And the financing cost assumed by your business would be 4.25% of the purchase amount, that is, €15.30.

And remember, you are the one who decides whether or not to finance a transaction!

Through abancaserfin.comYou will be redirected to another website you can offer all your customers a more personalized financing service. This way, they can finance all types of purchases up to 30,000 euros and for a maximum term of 60 months.

In these cases, you can also process financing online in a quick, simple way and with minimal documentation.

Additionally, you can decide whether the service cost is covered by you, your customer, or shared between both. The APLAZOS sales service is a completely secure and risk-free service. And your sale will be credited to your account, as always. Interesting, right?

To enjoy this service, you just need to sign up for APLAZOS at your ABANCA branch, where you will be given a username and password to access the private areaYou will be redirected to another website. And to make sure you have no doubts, there is a telephone support service available from Monday to Saturday, from 9 am to 10 pm, to answer all your questions.