Thinking about buying a home in Switzerland?

Buying a house or an apartment is, without a doubt, an important decision. And what could be better than doing it with a bank specialized in mortgage financing in Switzerland, that speaks your language and understands you better than anyone else?

If you are thinking about buying a home in Switzerland, with ABANCA you can arrange the mortgage that best suits your needs in person. Below, you can find the different mortgages we offer.

Of course, our specialists in mortgage financing in Switzerland will accompany you at all times and provide you with personalized, tailor-made advice.

  • Fixed-Rate Mortgage

    The ABANCA Fixed-Rate Mortgage offers you the peace of mind of knowing exactly what you will pay each month throughout the entire term of the contract, with no surprises.

    With this mortgage, you will pay the same installment from the beginning to the end of the contract and you will be protected against interest rate increases that may occur during the life of the contract, which can be up to 25 years.

  • Variable Mortgage

    The ABANCA Variable Mortgage, referenced to the SARON, is a flexible mortgage that adapts to your good times. In addition, this mortgage loan allows you to make extraordinary repayments by natural quarters.

  • Mixed Mortgage

    The ABANCA Mixed Mortgage is designed to offer you the best conditions.

    It combines the security of the fixed-rate period, where the interest rate will always remain the same throughout the contract, with a variable-rate period, which gives you the possibility to make extraordinary repayments.

    • Come to the ABANCA office in Geneva

    Shall we talk face to face? Our specialized managers will advise you and answer all your questions. We look forward to seeing you!

    You can call us at 022 592 94 00 or visit our Geneva office from Monday to Thursday, from 8:30 am to 12:30 pm and from 1:30 pm to 5:30 pm; and on Fridays, from 8:00 am to 3:00 pm.

    Summer hours: July 1 to August 20, from 8:00 am to 3:00 pm.

    Quai des Bergues 27, Case Postale 1283. 1211 Genève 1

    Are my deposits protected by the esisuisse deposit guarantee?

    Yes, ABANCA Corporación Bancaria S.A., Geneva branch, is required, like all banks or securities firms in Switzerland, to sign the Self-Regulation “Convention between esisuisse and its members.” Customer deposits are therefore insured up to a maximum of CHF 100,000 per client. “Obligations de caisse” deposited with the issuing bank in the name of the depositor are also considered as deposits. It is esisuisse, whose operation is explained in detail at www.esisuisse.ch/frYou will be redirected to another website, that provides the deposit guarantee in Switzerland.

    Mes dépôts sont-ils protégés par la garantie des dépôts esisuisse?

    Oui, ABANCA Corporación Bancaria S.A., succursale de Genève, a l'obligation, comme toute banque et toute maison de titres en Suisse, de signer l’Autorégulation «Convention entre esisuisse et ses membres». Les dépôts des clients sont donc assurés jusqu'à un plafond de CHF 100’000 par client. Sont également considérées comme dépôts les obligations de caisse déposées auprès de la banque émettrice au nom du déposant. C'est esisuisse, dont le fonctionnement est expliqué en détail à l'adresse www.esisuisse.ch/frYou will be redirected to another website, qui assure la garantie des dépôts en Suisse.