Business
We grow through a business model based on specialization and close customer relationships to meet all their financial needs.
- Total assets: 84,977 million euros
- Business volume: 142,859 million euros
- Total customer funds: 86,280 million euros
- Loans and advances to customers: 56,579 million euros

Profitability
We consistently demonstrate a strong ability to generate diversified, high-quality results.
- Attributable profit: €579.1 million in the first nine months of 2026
- Profitability (ROTE): 12.2%

Solvency, liquidity and asset quality
Prudent, long-term-oriented management consistently positions us as one of the strongest banks in the market.
- Total capital ratio: 17.7%
- CET1 capital: 13.3%
- Retail LTD ratio: 88.6%
- Non-performing loans ratio: 1.8%
- Coverage of doubtful assets: 88.4%

International presence
We are a bank with an Iberian vocation, close to the local area and open to new opportunities for our clients around the world.
We have 936 points of sale across the Iberian Peninsula, including branches and an agent network.
In addition, we operate in 9 other countries in Europe and the Americas, including the United Kingdom, France, Germany, Switzerland, Mexico, the United States, Brazil, Venezuela and Panama.

Specialized team and talent
The capacity and specialized knowledge of our team ensure excellence in the care and service provided to each client.
- A workforce of more than 8,000 people

