Loans ICO Recovery Plan
The best option for growth
You can now apply for ICO Recovery and Resilience Plan Loans, funded by Next Generation EU Funds and available for households, self-employed individuals, SMEs, companies, and universities.
For new investments
Financing up to 100%
With grace period option
ICO Recovery Plan Loans for Green Transition, Digitalization, and Competitiveness Projects
ICO Green Line
Financing for households, self-employed individuals, SMEs, and companies.
- Sustainable transport initiatives
- Energy efficiency
- Renewable energy
- Industrial decarbonization
- Water management
- Circular economy and climate change adaptation
Check the full list of investments.
ICO Line for Companies and Entrepreneurs
Financing for business growth, digitalization, and competitiveness. It includes 3 sub-lines:
- Investment projects for self-employed individuals, SMEs, medium and large companies
- Sustainable tourism and modernization
- Digitalization of universities, within the PERTE New Language Economy
We guide you through the process
Our advisors will review your project, the documentation you need to provide, and will inform you of the next steps. At ABANCA, you will experience the trust and closeness you deserve. Visit us!
How do ICO Loans work?
ICO lines are one of the ways in which the State helps Spanish companies through leading financial institutions, such as ABANCA. The Instituto de Crédito Oficial (ICO) sets and provides the total financial allocation, as well as the features and financial conditions of these lines of credit.
It is entities like ABANCA that, after signing a contract with the ICO, act as intermediaries, analyze the viability of the operation, and decide whether or not to grant the financing, among other things.
You can find more information about this product on the website of the Instituto de Crédito Oficial (ICO).
