Business Insurance
Personalized
Legal defense
Digitalization support
ON-OFF coverages
Whether you are a freelancer, an SME, or a business, you need insurance to protect your assets, employees, and customers against any damage or incident. This way, you can have peace of mind knowing that your business will be able to keep running no matter what happens.
This insurance is fully customizable, so you can choose the coverages that best suit your needs one by one.
*These coverages will be available depending on the selected activity.
Turn coverages on and off
You can turn some of the supplementary coverages on and off, which protect both you and your employees, from the ABANCA app, anywhere in the world, so you have them available only when you really need them.
- Travel assistance. This insurance covers trips outside of Spain. It includes medical expenses, repatriation due to illness, accident, or death, among others.
- Accidents. This insurance covers death or disability caused by an accident suffered while performing work duties.
We know that every business is different. That's why we've designed this insurance to be fully customizable.
When you take it out, we include and recommend the coverages that best suit your activity, the amounts you need to insure, and a series of additional coverages so your business has everything it needs. Here are some examples:
- If you run a pharmacy, we will recommend coverage for electronic equipment, refrigerated goods, or theft and loss of prescriptions.
- If you have a restaurant, we will suggest coverage for refrigerated goods, goods in transit, or terrace property (if you have a terrace).
- Finally, for a hostel, we will advise you on coverage for machinery breakdown and electronic equipment.
Pay your business insurance month by month
You can pay for your insurance on a monthly basis through the Flat Rate Insurance service. This service allows you to pay month by month, with no interest or fees (0% NIR, 0% APR), for your insurance policies marketed by ABANCA. In the case of ON-OFF coverage packages, it will be necessary to pay in this way.
For example, if the annual premium for your business insurance is €1,200, you can split the payment into 12 months and pay €100 per month. Therefore, the total amount owed would be €1,200.
You can consult all the details of the coverages and conditions in the General Conditions.
Broker: ABANCA MEDIACIÓN, OPERADOR DE BANCA SEGUROS VINCULADO S.L., a tied bancassurance operator, with registered office at Avenida de la Marina 1, 4th floor, A Coruña, and with CIF B-70049630, registered in the Commercial Registry of A Coruña, Volume 3092, page 73, sheet C-38698 and in the Special Administrative Register of Insurance Brokers of the Directorate General of Insurance and Pension Funds with number OV-0044. Insurer: ABANCA GENERALES DE SEGUROS Y REASEGUROS, S.A., with CIF A-14715270, registered in the Commercial Registry of A Coruña, Sheet C-47133, Volume 3407 and Page 9, with registered office at Avda. Linares Rivas, 30 - 3, A Coruña, 15005, A Coruña, with registration number in the administrative register of insurance and reinsurance entities of the DGSFP C0808.
With Civil Liability Insurance and Financial Capacity as required by current insurance distribution regulations. Check the insurers with which the broker has an agency agreement.
Check here the general conditions of the Flat Rate Insurance.View PDF file Financing offered by ABANCA Corporación Bancaria, S.A.
Do you have questions? We have answers
DUDAS
Sí, también podrás asegurar tu negocio aunque no seas dueño del local. El Seguro de Negocios ABANCA te cubrirá en todas las obras de reforma que hayas podido realizar en el local, así como el contenido del mismo.
También defenderemos tus intereses en los conflictos derivados del contrato de arrendamiento del local y en casos de acoso inmobiliario. Además, también tendrás incluida la Responsabilidad Civil locativa.
Con la cobertura de daños estéticos del Seguro de Negocios ABANCA en caso de siniestro que entre en la protección de tu seguro, nos encargamos de abonarte los costes para que tu negocio recupere su aspecto. Con daños eléctricos, cubrimos los daños eléctricos en el inmueble así como en el mobiliario y objetos asegurados.