A Health Insurance that nails it
With ABANCA Health Insurance, you choose who you want to be treated by
More than 59,000 specialists
+200 own clinics
250 own medical centers
24-hour medical care
We nail it in proximity. With ABANCA Health Insurance's Video Consultation and Telephone Consultation services, you have access to medical care 24/7. Specialists will be available wherever you want, whenever you want, right from your app.
Manage everything from your mobile
We nail it at digitalization. Forget waiting lists. Book an appointment directly with the specialist you need, from your Mi Sanitas + Blua app. You can also check your medical history, prescriptions, and test results.
50% Refund
We nail it at benefits. You can get a 50% reimbursement on pharmacy expenses. We will refund you up to €100 per year for each coverage per insured person.
A unique way to thank your doctor
If you have a doctor who excels at taking care of your health, now you can thank them with a special gift. Stop by your ABANCA branch and request your personalized lab coat. We’ll take care of embroidering the message you choose and deliver it to you so you can give it to them in person1.
Because there are professionals who truly excel, and they deserve to know it.
-Health
ESENCIAL
- Consultations with specialists within a wide medical network, including diagnostic tests and simple treatments that do not require hospital care.
- Primary care
- Medical specialties
- Diagnostic means and simple treatments
- Pregnancy and childbirth follow-up
- Psychology and psychotherapy
- Pharmacy reimbursement
Health
COMPLETO
- Access a wide medical network and all the comprehensive coverage included in this health insurance policy for your peace of mind.
- Primary care
- Medical specialties
- Diagnostic means and simple treatments
- Pregnancy and childbirth follow-up
- Psychology and psychotherapy
- Diagnostic means and complex treatments
- Emergency and ambulance services
- Hospitalization and surgical procedures
- Infertility treatments
- Implants and prosthetics
- Reimbursement for pharmacy, childhood vaccines, and optics
Health
REEMBOLSO
- Accede a nuestro cuadro médico y acude libremente a cualquier profesional médico, de cuya factura te reembolsaremos un 80% hasta los límites incluidos en la póliza.
- Primary care
- Medical specialties
- Diagnostic means and simple treatments
- Pregnancy and childbirth follow-up
- Psychology and psychotherapy
- Diagnostic means and complex treatments
- Emergency and ambulance services
- Hospitalization and surgical procedures
- Infertility treatments
- Implants and prosthetics
- Free choice of specialists
- Reimbursement for pharmacy, childhood vaccines, and optics
Customize your health insurance: choose from the following coverages
Family Life Pack
Daily Life Pack
60+ Pack
Dental Assistance Plus
Medical Specialties Reimbursement
Self-Employed & Payment Protection Pack
University of Navarra Clinic Supplement
Pay it month by month
And we also excel in flexibility. Because at ABANCA you can bundle your insurance policies and pay them in a single monthly bill with the Flat Rate Insurance Plan. That means you can split the payment of your insurance policies marketed by ABANCA, with no interest or fees (NIR 0%, 0% APR)2.
By adding more types of insurance to the Flat Rate Insurance Plan, you can save up to 7%. You can defer payment in two installments per year and you'll have a dedicated phone line for inquiries.
¿Tienes preguntas sobre el Seguro de Salud? Nosotros respuestas
DUDAS
Si traes tu seguro de salud de otra compañía te podrás beneficiar de una supresión de los períodos de carencia. Así, por ejemplo, si acreditas que has tenido cobertura de seguro durante más de 12 meses y estás al corriente de todos los pagos, no tendrás período de carencia. Solo se mantendrán los períodos de carencia en las siguientes coberturas: en el seguimiento del embarazo en la modalidad Esencial y el parto, la cirugía robótica y la reproducción asistida, en las modalidades de Completo y Reembolso.
Si deseas cambiar de compañía, se recomienda avisar con al menos 2 meses de antelación. De este modo, ABANCA podrá gestionar el alta de la nueva póliza con suficiente tiempo , lo que te permitirá notificar la cancelación de tu póliza actual dentro del plazo establecido de 1 mes.
Además, recuerda que si traes tu Seguro Salud a ABANCA te podrás beneficiar de la Tarifa Plana de ABANCA SegurosIt will open in a new window, que incluye el fraccionamiento de las cuotas, el aplazamiento de hasta 2 meses en el pago, sin intereses ni comisiones, y unas bonificaciones que pueden llegar hasta un 7%.
Documentación
Condiciones generales del Seguro de Salud Completo (en PDF)
View PDF file in a new windowCondiciones generales del Seguro de Salud Esencial (en PDF)
View PDF file in a new windowCondiciones generales del Seguro de Salud Reembolso (en PDF)
View PDF file in a new windowRates for supplementary dental coverage 2026
View PDF file in a new windowOptional Dental Assistance Coverage Rates Plus 2026
View PDF file in a new windowYou can consult all the details of the coverages and the general conditions in the documentation section.
Broker: ABANCA MEDIACIÓN, OPERADOR DE BANCA SEGUROS VINCULADO S.L., a tied bancassurance operator, with registered office at Avenida de la Marina 1, 4th floor, A Coruña, and tax ID (CIF) B-70049630, registered in the Commercial Registry of A Coruña, Volume 3092, Page 73, Sheet C-38698, and in the Special Administrative Register of Insurance Brokers of the Directorate General of Insurance and Pension Funds with number OV-0044. Insurers: ABANCA GENERALES DE SEGUROS Y REASEGUROS, S.A., with CIF A-14715270, registered in the Commercial Registry of A Coruña, Sheet C-47133, Volume 3407, and Page 9, with registered office at Avda. Linares Rivas, 30 - 3, A Coruña, 15005, A Coruña, with registration number C0808 in the administrative register of insurance and reinsurance entities of the DGSFP, and Sanitas Sociedad Anónima de Seguros with CIF A28037042 and registered office at c/ Ribera del Loira 52, 28042 Madrid, Spain, registered in the Commercial Registry of Madrid and in the DGSFP with code C0320, under a coinsurance arrangement, each participating 50% in the coinsurance. Broker with Civil Liability Insurance and Financial Capacity as required by current insurance distribution regulations. Check the insurance companies with which the broker has an agency contract.
1Promotion valid for ABANCA customers until 12/31/2026 or while supplies last (limited stock of 100 units). Maximum one unit per person at ABANCA branches.
2If you add your €600 Health Insurance and your €600 Car Insurance to the Flat Rate Insurance Plan, you can split the payment into 12 months and pay €100 per month. Therefore, the total amount due would be €1200. No fees, NIR 0%, APR 0%. Check the general conditions of the Flat Rate Insurance Plan.View PDF file Financing offered by ABANCA Corporación Bancaria, S.A. The bonus will be up to 7% for insurance exclusively brokered by ABANCA Mediación belonging to the following types: life risk, home, health, funeral, accident, and car. The bonus depends on the number of types of insurance contracted. Combined insurance linked to credit operations formalized with ABANCA or payment protection insurance will not be eligible for the bonus. The effective date of the insurance must also be within the campaign period.